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12821 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12821 White Bluff Rd, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,441 sqft · built 2011
Lot Size0.24 acres (10,468 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Feb 2020)
Tax Bill$1,925 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0070-00000-4360

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-4360
Alternative APNs
  • 1725030070000004360
  • 1211704

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,441 sqft Living Area
Gross Area2,841 sqft
1st Floor Area1,137 sqft
Upper Floors Area1,304 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,468 sqft (0.24 acres)
Garage TypeAttached
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area517 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12821 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVERANDAHS PB 56 PG 064 LOT 436
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number436
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1020
Census Tract31208

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12821 WHITE BLUFF RD, HUDSON, FL 34669-5055
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2017Deed of Trust, Mortgage · Line of Credit
GTE FCU
Feb 25, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS
Sep 5, 2018Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Prior SaleJun 2, 2011 · Amount on Record
Deed Document Number202032270
Deed Book / Page10058 / 2103
Last Transfer DateJun 12, 2025
Transfer Doc0112323920
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12821 WHITE BLUFF RD, HUDSON, FL 34669-5055
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096220019
DateOct 20, 2017
Book Page9622/0019
Instrument2017165957
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueNov 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 25, 2020
Property Address12821 WHITE BLUFF RD, HUDSON, FL 34669-5055
Document Number0100582103
Book / Page010058 / 002103
Instrument DateFeb 24, 2020
Instrument32270
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12821 WHITE BLUFF RD HUDSON FL 346695055, HUDSON, FL 34669-5055

Mortgage

Document Number100582105
DateFeb 25, 2020
Book Page010058/002105
Instrument32271
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 24, 2050

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address12821 WHITE BLUFF RD, HUDSON, FL 34669-5055
Document Number0097911002
Instrument DateSep 5, 2018
Transaction TypeMortgage
Record UpdatedOct 8, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12821 WHITE BLUFF RD HUDSON FL 346695055, HUDSON, FL 34669-5055

Mortgage

Document Number0097911002
DateSep 20, 2018
Book Page009791/001002
Instrument160551
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2048
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,680 (+2.9%)$346,366 (-0.78%) Land $63,269 Building $283,097
2025$1,925.00 (-64.25%)$252,370 (+6.32%) Land $63,269 Building $189,101$349,078 (-5.04%) Land $63,269 Building $285,809
2024$5,385.00 (+4.73%)
2023$5,142.00 (+7.55%) Additional exemption filed$237,360 (+3%) Land $49,229 Building $188,131$367,595 (+27.45%) Land $49,229 Building $318,366
2022$4,781.00 Homeowner's exemption$230,450 Land $41,754 Building $188,696$288,419 Land $41,754 Building $246,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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