1. Home
  2. Florida
  3. Pasco County
  4. Hudson
  5. White Bluff Rd

12815 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12815 White Bluff Rd, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,027 sqft · built 2011
Lot Size0.168 acres (7,298 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Sep 2026)
Tax Bill$6,647 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0070-00000-4350

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-4350
Alternative APNs
  • 1725030070000004350
  • 1211703

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,447 sqft
1st Floor Area2,027 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,298 sqft (0.168 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area487 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area177 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12815 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVERANDAHS PB 56 PG 064 LOT 435
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number435
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1020
Census Tract31208

Owner

Source: Pasco County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12815 WHITE BLUFF RD, HUDSON, FL 34669-5055
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Special Warranty Deed, Transfer · FHA Mortgage
HOME MORTGAGE CORPORATION
Sep 22, 2021Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2026 · Amount on Record
Deed SaleSep 21, 2026 · Amount on Record
Prior SaleSep 22, 2021 · Amount on Record
Deed Document Number2026176414
Deed Book / Page11496 / 2324
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateSep 21, 2026
Property Address12815 WHITE BLUFF RD, HUDSON, FL 34669-5055
Document Number0000176414
Book / Page11496 / 2324
Instrument DateSep 15, 2026
Instrument2026176414
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyTITLE CLEARING AND ESCROW, TITLE CLEARING ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$243,915.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12815 WHITE BLUFF RD, HUDSON, FL 34669-5055

Mortgage

Document Number0000176415,
DateSep 21, 2026
Instrument2026176415
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateSep 22, 2021
Property Address12815 WHITE BLUFF RD, HUDSON, FL 34669-5055
Document Number0104423556
Book / Page10442 / 3556
Map ReferenceMB 56 PG 64
Instrument DateSep 17, 2021
Instrument2021200885
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyASSURE TITLE, ASSURE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5358 EL CERRO DR, 5358, NEW PORT RICHEY, FL 34655-1247

Transferred To (Grantee/Buyer)

NameVerified Name
Address12815 WHITE BLUFF RD, HUDSON, FL 34669-5055

Mortgage

Document Number104423558
DateSep 22, 2021
Instrument10442/3558
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateJun 20, 2018
Property Address12815 WHITE BLUFF RD, HUDSON, FL 34669-5055
Document Number0097441731
Book / Page009744 / 001731
Instrument DateJun 20, 2018
Instrument104471
Transaction TypeTransfer
Record UpdatedJul 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5358 EL CERRO DR NEW PORT RICHEY FL 346551247, NEW PORT RICHEY, FL 34655-1247

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,533 (-4.16%) Land $59,719 Building $248,814$308,533 (-4.16%) Land $59,719 Building $248,814
2025$6,647.00 (-2.92%)$321,933 (-4.87%) Land $59,719 Building $262,214$321,933 (-4.87%) Land $59,719 Building $262,214
2023$6,847.00 (+14.57%) Additional exemption filed$338,430 (+27.53%) Land $45,679 Building $292,751$338,430 (+27.53%) Land $45,679 Building $292,751
2022$5,976.00$265,377 Land $38,204 Building $227,173$265,377 Land $38,204 Building $227,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on White Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures