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12831 White Bluff Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12831 White Bluff Rd, Hudson, FL 34669

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,179 sqft · built 2011
Lot Size0.166 acres (7,249 sqft)
Owner2 Individual Names on Record
Last Sale$359,000 (Nov 2025)
Tax Bill$4,734 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-25-17-0070-00000-4370

Property Details

APN / Parcel Number

Primary APN03-25-17-0070-00000-4370
Alternative APNs
  • 1725030070000004370
  • 1211705

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,179 sqft Living Area
Gross Area2,599 sqft
1st Floor Area2,027 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,249 sqft (0.166 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area527 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area177 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12831 WHITE BLUFF RD
CityHUDSON
StateFL
Zip34669-5055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVERANDAHS PB 56 PG 064 LOT 437
Legal Range17E
Legal Township25S
Legal Section03
Legal SubdivisionVERANDAHS
Legal Tract70
Legal Lot Number437
JurisdictionPASCO FL
Township / Civil DivisionPORT RICHEY
Census Block Group1
Census Block1020
Census Tract31208

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12831 WHITE BLUFF RD, HUDSON, FL 34669-5055
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Warranty Deed, Transfer · Conventional Mortgage
CLICK N CLOSE INC
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Aug 29, 2017Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2025 · Amount on Record
Deed SaleNov 17, 2025 · Amount on Record
Prior SaleAug 29, 2017 · Amount on Record
Deed Document Number2025216162
Deed Book / Page11316 / 2562
Prior Transfer DateSep 25, 2012
Prior Transfer Doc0087693575
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 17, 2025
Property Address12831 WHITE BLUFF RD, HUDSON, FL 34669-5055
Document Number0113162562
Book / Page11316 / 2562
Map ReferenceMB 56 PG 64-115
Instrument DateNov 6, 2025
Instrument2025216162
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30 WOODLAWN RD, WARMINSTER, PA 18974-5370

Transferred To (Grantee/Buyer)

NameVerified Name
Address12831 WHITE BLUFF RD, HUDSON, FL 34669-5055

Mortgage

Document Number0113162564
DateNov 17, 2025
Instrument11316/2564
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address12831 WHITE BLUFF RD, HUDSON, FL 34669-5055
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102300090
DateDec 7, 2020
Book Page10230/90
Instrument2020206953
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 29, 2017
Property Address12831 WHITE BLUFF RD, HUDSON, FL 34669-5055
Document Number0095970695
Book / Page9597 / 0695
Map ReferenceMB56 PG64
Instrument DateAug 23, 2017
Instrument2017137580
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyHILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,407.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14322 NUGENT CIR, 14322, SPRING HILL, FL 34609-5472

Transferred To (Grantee/Buyer)

NameVerified Name
Address12831W WHITE BLUFF RD, HUDSON, FL 34669-5055

Mortgage

Document Number2017137581
DateAug 29, 2017
Instrument2017137581
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,372 (+54.39%) Land $59,664 Building $261,708$321,372 (-0.78%) Land $59,664 Building $261,708
2025$4,734.00 (+1.68%)$208,150 (+5.98%) Land $59,664 Building $148,486$323,889 (-4.91%) Land $59,664 Building $264,225
2024$4,656.00 (+4.61%)
2023$4,451.00 (+7.07%) Additional exemption filed$196,400 (+3%) Land $45,624 Building $150,776$340,603 (+27.51%) Land $45,624 Building $294,979
2022$4,157.00 Homeowner's exemption$190,680 Land $38,149 Building $152,531$267,117 Land $38,149 Building $228,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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