Washington County property record for 12845 Independence Rd, Clear Spring, MD 21722 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,592 sqft Total Area |
| Lot Size | 80,150 sqft (1.84 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2017) |
| Tax Bill | $3,532.00 (2025) |
Source: Washington County records · APN 23-022508
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12845 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FLAGSTAR BANK FSB |
| Nov 17, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 19, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage SECURITY AMERICA MORTGAGE INC |
| Dec 05, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2017 · Amount on Record |
| Deed Sale | Dec 05, 2017 · Amount on Record |
| Prior Sale | Oct 29, 2008 |
| Deed Doc Number | 20175647-0496 |
| Deed Book / Page | 5647 / 496 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12845 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12845 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1520 |
| Document Number | 0070480102 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 7048/102 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75234 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12845 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12845 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1520 |
| Document Number | 0068340256 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 6834/256 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12845 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLDE TOWNE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0058910085 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 5891/0085 |
| Name | SECURITY AMERICA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77055 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 05, 2017 |
| Property Address | 12845 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1520 |
| Document Number | 0056470496 |
| Book / Page | 005647 / 000496 |
| Instrument Date | Dec 01, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 344 LEVITICUS DR BUNKER HILL WV 254133598, BUNKER HILL, WV 25413-3598 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,300 (+11.69%) Land $73,400 Building $428,900 | $502,300 (-) Land $73,400 Building $428,900 | |
| 2025 | $3,532.00 (+5.56%) Homeowner's exemption | $449,733 (+30.51%) | $502,300 (+45.76%) Land $73,400 Building $428,900 |
| 2024 | $3,346.00 (+7.07%) | ||
| 2023 | $3,125.00 Homeowner's exemption | $344,600 Land $63,400 Building $281,200 | $344,600 Land $63,400 Building $281,200 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-022508 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,592 sqft Total Area |
| Basement Area | 1,035 sqft Basement |
| Finished Basement | 1,035 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 80,150 sqft (1.84 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 195 sqft Deck |
| Patio Area | 200 sqft Patio |
| Porch Area | 80 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 022508 |
|---|---|
| Street Address | 12845 INDEPENDENCE RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 1.84 ACRES 12845 INDEPENDENCE ROAD |
| Legal Subdivision | NEALIE WHITAKER AND GEORGE GRAVES |
| Legal Lot Number | 2 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 23, WILSONS |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 11700 |
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