12804 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12804 Independence Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,387 sqft · built 1988
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Jul 2022)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-018128`

Property Details

APN / Parcel Number

Primary APN	`23-018128`
Alternative APN	`018128`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,387 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	120,226 sqft (2.76 acres)
Garage Type	Mixed
Garage Area	1,304 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	018128
Street Address	12804 INDEPENDENCE RD
City	CLEAR SPRING
State	MD
Zip	21722-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 2.76 ACRES 12804 INDEPENDENCE RD
Legal Subdivision	ON THE PLAT
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County records · APN 23-018128

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12804 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2022 · Amount on Record
Deed Sale	Jul 05, 2022 · Amount on Record
Prior Sale	Jun 14, 1993 · Amount on Record
Deed Book / Page	7053 / 4
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 05, 2022
Property Address	12804 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
Document Number	0070530004
Book / Page	7053 / 4
Map Reference	LB 1058 FO 812
Instrument Date	Jun 14, 2022
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	STERLING SETTLEMENT SERVICES, STERLING SETTLEMENT SVCS OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2489 FITZGERALD RD, SIMI VALLEY, CA 93065-4911

Mortgage

Document Number	0070530011
Date	Jul 05, 2022
Instrument	7053-0011

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,000 (+10.14%) Land $82,600 Building $264,400	$347,000 (-) Land $82,600 Building $264,400
2025	$2,958.00 (+13.25%) Homeowner's exemption	$315,067 (+25.42%)	$347,000 (+38.14%) Land $82,600 Building $264,400
2023	$2,612.00 Homeowner's exemption	$251,200 Land $72,600 Building $178,600	$251,200 Land $72,600 Building $178,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430117001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.