12802 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12802 Independence Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1986
Square Footage2,704 sqft Total Area
Lot Size416,869 sqft (9.57 acres)
GarageAttached, 528 sqft
OccupancyOwner Occupied
Last Sale$637,000 (2026)
Tax Bill$4,008.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-011611
Alternative APN
  • 011611

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,704 sqft Total Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleSplit Level Style
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area416,869 sqft (9.57 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Deck Area96 sqft Deck
Patio Area240 sqft Patio
Porch Area326 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel
SewageSewage Connected

Location & Zoning

Account Number011611
Street Address12802 INDEPENDENCE RD
CityCLEAR SPRING
StateMD
Zip21722-1519
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description9.575 AC 12802 INDEPENDENCE RD
JurisdictionWASHINGTON MD
Minor Civil Division23, WILSONS
Census Blockgroup1
Census Block1024
Census Tract11700

Owner

Source: Washington County records · APN 23-011611

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Apr 09, 2026Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 09, 2026Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Mar 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2026 · Amount on Record
Deed SaleApr 09, 2026 · Amount on Record
Prior SaleMay 20, 1981 · Amount on Record
Deed Book / Page7898 / 89
Prior Transfer DateApr 08, 2026
Prior Transfer Doc0078980089
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyCOMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069130486
DateFeb 01, 2022
Book Page6913/486
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2037
Interest

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateApr 09, 2026
Property Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
Document Number7898000089
Book / Page7898 / 89
Instrument DateApr 08, 2026
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyOLDE STONE TITLE, OLDE TOWNE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$64,337.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519

Mortgage

Document Number7898000096,
DateApr 09, 2026
Book Page7898/96
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateApr 09, 2026
Property Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
Document Number0078980089
Book / Page7898 / 89
Instrument DateApr 08, 2026
Transaction TypeTransfer
Record UpdatedJul 02, 2026
Title CompanyOLDE STONE TITLE, OLDE TOWNE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$64,337.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519

Mortgage

Document Number7898000096,
DateApr 09, 2026
Book Page7898/96
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061710383
DateJan 31, 2020
Book Page6171/0383
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2035

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12802 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1519
Document Number0054800033
Book / Page005480 / 000033
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedJul 03, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12802 INDEPENDENCE RD CLEAR SPRING MD 217221519, CLEAR SPRING, MD 21722-1519

Mortgage

Document Number0054800033
DateApr 12, 2017
Book Page005480/000033
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$425,000 (+7.9%) Land $127,800 Building $297,200$425,000 (-) Land $127,800 Building $297,200
2025$4,008.00 (+5.03%) Homeowner's exemption$393,900 (+18.75%)$425,000 (+28.13%) Land $127,800 Building $297,200
2024$3,816.00 (+10.64%)
2023$3,449.00 Homeowner's exemption$331,700 Land $117,800 Building $213,900$331,700 Land $117,800 Building $213,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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