1283 S Bluff Dr, Roseville, CA 95678 Property Records

Placer County property record for 1283 S Bluff Dr, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,961 sqft · built 1998
Lot Size	0.144 acres (6,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Jul 2023)
Tax Bill	$6,953 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`477-440-007-000`

Property Details

APN / Parcel Number

Primary APN	`477-440-007-000`
Alternative APN	`477-440-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,961 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,287 sqft (0.144 acres)
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	477-440-007
Street Address	1283 S BLUFF DR
City	ROSEVILLE
State	CA
Zip	95678-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 RIDGEWOOD OAKS UNIT NO 5 T-59
Legal Subdivision	RIDGEWOOD OAKS UNIT NO. 5
Legal Lot Number	7
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3008
Census Tract	21046

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1283 S BLUFF DR, ROSEVILLE, CA 95678-1155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Apr 16, 1999 · Amount on Record
Deed Document Number	202337621
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000053555
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 18, 2023
Property Address	1283 S BLUFF DR, ROSEVILLE, CA 95678-1155
Document Number	0000037621
Map Reference	MB T PG 59
Instrument Date	Jul 17, 2023
Instrument	2023-0037621
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1283 S BLUFF DR, ROSEVILLE, CA 95678-1155

Mortgage

Document Number	0000037622
Date	Jul 18, 2023
Instrument	2023-0037622

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1283 S BLUFF DR, ROSEVILLE, CA 95678-1155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049881
Date	May 28, 2020
Instrument	2020-0049881

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,219 (+2%) Land $130,050 Building $545,169
2025	$6,953.00 (+121.72%)	$661,980 (+123.29%) Land $127,500 Building $534,480
2023	$3,136.00 (-0.29%) Homeowner's exemption	$296,463 Land $111,490 Building $184,973
2022	$3,145.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Kwikbit.

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