1291 S Bluff Dr, Roseville, CA 95678 Property Records

Placer County property record for 1291 S Bluff Dr, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,340 sqft · built 2000
Lot Size	0.179 acres (7,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Oct 2022)
Tax Bill	$7,743 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`477-440-006-000`

Property Details

APN / Parcel Number

Primary APN	`477-440-006-000`
Alternative APN	`477-440-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,780 sqft (0.179 acres)
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	477-440-006
Street Address	1291 S BLUFF DR
City	ROSEVILLE
State	CA
Zip	95678-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RIDGEWOOD OAKS UNIT NO 5 T-59
Legal Subdivision	RIDGEWOOD OAKS UNIT NO. 5
Legal Lot Number	6
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3008
Census Tract	21046

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1291 S BLUFF DR, ROSEVILLE, CA 95678-1155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOS ANGELES POLICE FCU
Oct 19, 2022	Grant Deed, Transfer · Conventional Mortgage AUGUSTA FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Dec 8, 2000 · Amount on Record
Deed Document Number	202278323
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1291 S BLUFF DR, ROSEVILLE, CA 95678-1155
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 S BLUFF DR, ROSEVILLE, CA 95678-1155

Mortgage

Document Number	0000024486
Date	May 13, 2024
Instrument	2024-0024486

Lender

Name	LOS ANGELES POLICE FCU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2044

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 19, 2022
Property Address	1291 S BLUFF DR, ROSEVILLE, CA 95678-1155
Document Number	0000078323
Map Reference	MB T PG 59
Instrument Date	Oct 7, 2022
Instrument	2022-0078323
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1291 S BLUFF DR, ROSEVILLE, CA 95678-1155

Mortgage

Document Number	0000078324
Date	Oct 19, 2022
Instrument	2022-0078324

Lender

Name	AUGUSTA FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$753,457 (+2%) Land $132,651 Building $620,806
2025	$7,743.00 (+3.27%)	$738,684 (+4.04%) Land $130,050 Building $608,634
2023	$7,498.00 (+92.11%)	$710,000 Land $125,000 Building $585,000
2022	$3,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Kwikbit.

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