1283 Ben Christopher Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 1283 Ben Christopher Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,324 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$67,000 (May 2023)
Tax Bill	$414 (2025)
Deeds & Mortgages	May 2021 Refinance May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64W000004100`

Property Details

APN / Parcel Number

Primary APN	`64W000004100`
Alternative APNs	`021013` `21013`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,324 sqft Adjusted Area
1st Floor Area	1,164 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	021013
Street Address	1283 BEN CHRISTOPHER RD
City	COLUMBUS
State	MS
Zip	39702-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 & PT SE4 1283 BEN CHRISTOPHER RD 9J
Legal Range	17W
Legal Township	18S
Legal Section	22
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	406

Owner

Source: Lowndes County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1283 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-7304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RENASANT BANK
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNE MORTGAGE CO
Jan 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Jan 18, 2022
Deed Document Number	0020234272
Deed Book / Page	2023 / 4272
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1283 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-7304
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202116826
Date	May 28, 2021
Book Page	2021/16826

Lender

Name	RENASANT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2022

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1283 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-7304
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202310622
Date	May 23, 2023
Book Page	2023/10622

Lender

Name	CARDINAL FINANCIAL CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 23, 2023
Property Address	1283 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-7304
Document Number	0020234272
Book / Page	2023 / 4272
Instrument Date	May 21, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 BEACHRSH DR, COLUMBUS, MS 39702

Mortgage

Document Number	0202310622
Date	May 23, 2023
Instrument	2023/10622

Lender

Name	CARDINAL FINANCIAL CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1283 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-7304
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221192
Date	Jan 18, 2022
Book Page	2022/1192

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jan 18, 2022
Property Address	1283 BEN CHRISTOPHER RD, COLUMBUS, MS 39702-7304
Document Number	0020220415
Book / Page	2022 / 415
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221192
Date	Jan 18, 2022
Instrument	2022/1192

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$414.00 (+0.24%) Homeowner's exemption	$7,246 (-24.29%)	$72,460 (+13.57%) Land $11,250 Building $61,210
2024	$413.00 (-55.3%)
2023	$924.00	$9,571	$63,800 Land $11,250 Building $52,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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