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12825 Millstep Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 12825 Millstep Ter, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,983 sqft · built 2002
Lot Size0.206 acres (8,973 sqft)
OwnerIndividual Name on File
Last Sale$263,000 (Nov 2018)
Tax Bill$3,631 (2026)
Deeds & MortgagesJun 2021 Refinance
Aug 2022 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN733-68-33-19-600-000

Property Details

APN / Parcel Number

Primary APN733-68-33-19-600-000
Alternative APN
  • 401132001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,983 sqft Finished Area
1st Floor Area180 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,973 sqft (0.206 acres)
View / LotCul-de-sac
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck Area188 sqft
Patio Area188 sqft
Balcony Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number401132001
Street Address12825 MILLSTEP TER
CityMIDLOTHIAN
StateVA
Zip23112-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12 - SING
Legal DescriptionOLD HUNDRED MILL SEC D 033
Legal SubdivisionOLD HUNDRED MILL
Legal Lot Number33
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group3
Census Block3002
Census Tract100912

Owner

Source: Chesterfield County records · APN 733-68-33-19-600-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12825 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
Aug 30, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
Sep 02, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MTG
Nov 21, 2018Warranty Deed, Transfer · FHA Mortgage
PACIFIC UNION FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Prior SaleJun 21, 2005 · Amount on Record
Deed Document Number201843626
Deed Book / Page12160 / 313
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address12825 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Transaction TypeMortgage
Record UpdatedMay 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013469-457
DateJun 15, 2021
Book Page13469/457
Instrument2021038674
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address12825 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Transaction TypeMortgage
Record UpdatedMay 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014073-410
DateAug 30, 2022
Book Page14073/410
Instrument2022038330
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address12825 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Document Number12944603
Instrument DateSep 02, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12825 MILLSTEP TER MIDLOTHIAN VA 231127012, MIDLOTHIAN, VA 23112-7012

Mortgage

Document Number12944603
DateSep 08, 2020
Book Page012944/000603
Instrument46334
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 07, 2050
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateNov 21, 2018
Property Address12825 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Document Number12160313
Book / Page012160 / 000313
Instrument DateNov 16, 2018
Instrument43626
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$263.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12825 MILLSTEP TER MIDLOTHIAN VA 231127012, MIDLOTHIAN, VA 23112-7012

Mortgage

Document Number12160316
DateNov 21, 2018
Book Page012160/000316
Instrument43627
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,631.00 (+19.13%)$405,200 (+3.03%) Land $85,000 Building $320,200$405,200 (+3.03%) Land $85,000 Building $320,200
2025$393,300 (+18.36%) Land $80,000 Building $313,300$393,300 (+18.36%) Land $80,000 Building $313,300
2023$3,048.00$332,300 Land $74,000 Building $258,300$332,300 Land $74,000 Building $258,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 340 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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