Chesterfield County property record for 12806 Millstep Ter, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 2002 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Oct 2022) |
| Tax Bill | $4,005 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 733-68-42-32-500-000 |
| Primary APN | 733-68-42-32-500-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Finished Area |
| 1st Floor Area | 118 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 103 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Balcony Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 452959000 |
|---|---|
| Street Address | 12806 MILLSTEP TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | OLD HUNDRED MILL SEC D 026 |
| Legal Subdivision | OLD HUNDRED MILL |
| Legal Lot Number | 26 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 100912 |
12806 Millstep Ter is owned and occupied by an individual who bought it in October 2022.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12806 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage ARGENT FEDERAL CREDIT UNION |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Prior Sale | Jun 20, 2005 · Amount on File |
| Deed Document Number | 202243787 |
| Deed Book / Page | 14112 / 354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 14, 2022 |
| Property Address | 12806 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012 |
| Document Number | 014112-354 |
| Book / Page | 14112 / 354 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022043787 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12806 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012 |
| Document Number | 2022043788 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022043788 |
| Name | ARGENT FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 12806 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012 |
| Document Number | 11682969 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 11682969 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 011682/000969 |
| Instrument | 27219 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2026 property tax bill for 12806 Millstep Ter was $4,005.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,005.00 | $447,200 (+2.95%) Land $85,000 Building $362,200 | $447,200 (+2.95%) Land $85,000 Building $362,200 |
| 2025 | $434,400 Land $80,000 Building $354,400 | $434,400 Land $80,000 Building $354,400 | |
| 2023 | $3,385.00 | $369,300 Land $74,000 Building $295,300 | $369,300 Land $74,000 Building $295,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12806 Millstep Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12806 Millstep Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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