12819 Millstep Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 12819 Millstep Ter, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,055 sqft · built 2002
Lot Size0.303 acres (13,199 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jul 2025)
Tax Bill$3,786 (2026)
Deeds & MortgagesNov 2021 Refinance
Nov 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN733-68-43-00-500-000

Property Details

APN / Parcel Number

Primary APN733-68-43-00-500-000
Alternative APNs
  • 434988000
  • 491795000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,055 sqft Finished Area
1st Floor Area176 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area13,199 sqft (0.303 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number491795000
Street Address12819 MILLSTEP TER
CityMIDLOTHIAN
StateVA
Zip23112-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12 - SING
Legal DescriptionOLD HUNDRED MILL SEC D 034
Legal SubdivisionOLD HUNDRED MILL
Legal Lot Number34
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group3
Census Block3002
Census Tract100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12819 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GEORGE MASON MORTGAGE LLC
Nov 10, 2021Intrafamily Transfer, Transfer
Aug 28, 2017Warranty Deed, Transfer · FHA Mortgage
GEORGE MASON MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2025 · Amount on Record
Deed SaleJul 11, 2025 · Amount on Record
Prior SaleAug 28, 2017 · Amount on Record
Deed Document Number202523033
Deed Book / Page14939 / 949
Prior Transfer DateOct 25, 2021
Prior Transfer Doc013726-218
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address12819 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013732-966
DateNov 16, 2021
Book Page13732/966
Instrument2021072982
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.13%

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESTERFIELD VA
Recording DateNov 10, 2021
Property Address12819 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Document Number013726-218
Book / Page13726 / 218
Instrument DateOct 25, 2021
Instrument2021072003
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12819 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateAug 28, 2017
Property Address12819 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Document Number11733856
Book / Page011733 / 000856
Instrument DateAug 16, 2017
Instrument34365
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12819 MILLSTEP TER MIDLOTHIAN VA 231127012, MIDLOTHIAN, VA 23112-7012

Mortgage

Document Number11733860
DateAug 28, 2017
Book Page011733/000860
Instrument34366
Lender
NameGEORGE MASON MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,786.00 (+2.99%)$422,600 (+3%) Land $85,000 Building $337,600$422,600 (+3%) Land $85,000 Building $337,600
2025$3,676.00 (+15.82%)$410,300 (+18.55%) Land $80,000 Building $330,300$410,300 (+18.55%) Land $80,000 Building $330,300
2023$3,174.00$346,100 Land $74,000 Building $272,100$346,100 Land $74,000 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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