12813 Millstep Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 12813 Millstep Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,835 sqft · built 2003
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on Record
Last Sale	$483,000 (Feb 2024)
Tax Bill	$4,806 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`733-68-43-21-300-000`

Property Details

APN / Parcel Number

Primary APN	`733-68-43-21-300-000`
Alternative APNs	`292301001` `485781000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,835 sqft Finished Area
1st Floor Area	528 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,284 sqft (0.282 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	148 sqft
Deck Area	120 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	485781000
Street Address	12813 MILLSTEP TER
City	MIDLOTHIAN
State	VA
Zip	23112-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	OLD HUNDRED MILL SEC D 035
Legal Subdivision	OLD HUNDRED MILL
Legal Lot Number	35
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3002
Census Tract	100912

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12813 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Aug 4, 2003 · Amount on Record
Deed Document Number	20245186
Deed Book / Page	14488 / 382
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 27, 2024
Property Address	12813 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012
Document Number	014488-382
Book / Page	14488 / 382
Instrument Date	Feb 22, 2024
Instrument	2024005186
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12813 MILLSTEP TER, MIDLOTHIAN, VA 23112-7012

Mortgage

Document Number	2024005187
Date	Feb 27, 2024
Instrument	2024005187

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,806.00 (+20.3%)	$537,200 (+2.83%) Land $85,000 Building $452,200	$537,200 (+2.83%) Land $85,000 Building $452,200
2025		$522,400 (+19.73%) Land $80,000 Building $442,400	$522,400 (+19.73%) Land $80,000 Building $442,400
2023	$3,995.00	$436,300 Land $74,000 Building $362,300	$436,300 Land $74,000 Building $362,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20