12820 E Cedar Lane Rd, Norman, OK 73026 Property Records

Cleveland County property record for 12820 E Cedar Lane Rd, Norman, OK 73026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 5,332 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$347,500 (Feb 2025)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SD40 8 1W 13005`

Property Details

APN / Parcel Number

Primary APN	`SD40 8 1W 13005`
Alternative APN	`71079`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,332 sqft
1st Floor Area	5,332 sqft

Exterior

Year Built	Built 1998
Architectural Style	Mobile Home
Exterior Material	Frame/Vinyl
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	576 sqft
Deck Area	36 sqft
Patio Area	516 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	71079
Old Parcel Number	71079
Street Address	12820 E CEDAR LANE RD
City	NORMAN
State	OK
Zip	73026-8346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-8-1W 10 AC PRT NE/4 BEG W1321` NE/C NE/4 S1320` E330` N1320` W330` POB
Legal Range	01W
Legal Township	08N
Legal Section	13
Legal Subdivision	UNPLTD PT SEC 13 8N 1W
Jurisdiction	CLEVELAND OK
Township / Civil Division	EAST CLEVELAND
Census Block Group	2
Census Block	2054
Census Tract	202407

Owner

12820 E Cedar Lane Rd is owned and occupied by an individual who bought it in February 2025.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	12820 E CEDAR LANE RD, NORMAN, OK 73026-8346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2025 · Amount on File
Deed Sale	Feb 12, 2025 · Amount on File
Prior Sale	Jan 3, 2019 · Amount on File
Deed Document Number	R 2025 3649
Deed Book / Page	6765 / 547
Record Updated	Jun 8, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 3, 2019
Property Address	12820 E CEDAR LANE RD, NORMAN, OK 73026-8346
Document Number	0000000269
Book / Page	005879 / 000485
Instrument Date	Dec 31, 2018
Instrument	269
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4102 S NEW BRAUNFELS AVE #110 SAN ANTONIO TX 782231717, 110, SAN ANTONIO, TX 78223-1717

Mortgage

Document Number	270
Date	Jan 3, 2019
Book Page	005879/000487
Instrument	270

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12820 E Cedar Lane Rd was $2,453 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Noble Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 Homeowner's exemption	$23,176 Land $7,176 Building $16,000	$305,523 Land $94,600 Building $210,923
2023	$2,276.00 Homeowner's exemption	$21,845 Land $6,875 Building $14,970	$285,582 Land $89,880 Building $195,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12820 E Cedar Lane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12820 E Cedar Lane Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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