12927 E Cedar Lane Rd, Norman, OK 73026 Property Records

Cleveland County property record for 12927 E Cedar Lane Rd, Norman, OK 73026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,720 sqft · built 2022
Lot Size5.08 acres (221,285 sqft)
Owner2 Individual Names on Record
Last Sale$73,000 (Mar 2021)
Tax Bill$5,183 (2025)
Deeds & MortgagesJul 2022 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSD40 8 1W 12067

Property Details

APN / Parcel Number

Primary APNSD40 8 1W 12067
Alternative APNs
  • R0071066
  • 71066

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,720 sqft Living Area
1st Floor Area1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area221,285 sqft (5.08 acres)
View / LotRural
PorchPorch
Porch Area68 sqft
Patio Area728 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number71066
Street Address12927 E CEDAR LANE RD
CityNORMAN
StateOK
Zip73026-8347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description12-8-1W 5.08 AC TR 67 WHISPERING OAKS SURVEY PRT SW/4 BEG S88D E2101.77` SW/C SW/4 S88D E255.24` N868.75` W255.59` S865.06` POB
Legal Range01W
Legal Township08
Legal Section12
Legal SubdivisionWHISPERING OAKS ADD #67
Legal Tract67
JurisdictionCLEVELAND OK
Township / Civil DivisionEAST CLEVELAND
Census Block Group2
Census Block2062
Census Tract202407

Owner

Source: Cleveland County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12927 E CEDAR LANE RD, NORMAN, OK 73026-8347
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Mar 31, 2021Warranty Deed, Transfer · Commercial Mortgage
FIRST FIDELITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2021 · Amount on Record
Deed SaleMar 31, 2021 · Amount on Record
Prior SaleAug 19, 2013 · Amount on Record
Deed Document Number202112487
Deed Book / Page6215 / 226
Prior Transfer DateJul 11, 2005
Prior Transfer Doc0000032481
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address12927 E CEDAR LANE RD, NORMAN, OK 73026-8347
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR202226084
DateJul 19, 2022
Book Page6451/299
InstrumentR 2022 26084
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMar 31, 2021
Property Address12927 E CEDAR LANE RD, NORMAN, OK 73026-8347
Document NumberR202112487
Book / Page6215 / 226
Instrument DateMar 26, 2021
InstrumentR 2021 12487
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyCLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$109.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1604 NORTHCREST DR, NORMAN, OK 73071-7415
InvestorPossibly a Property Investor

Mortgage

Document NumberR202112488
DateMar 31, 2021
InstrumentR 2021 12488
Lender
NameFIRST FIDELITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term84 Months
DueMar 26, 2028

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNoble Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,183.00 (+5.28%) Homeowner's exemption$47,844 (+6.09%) Land $5,579 Building $42,265$429,360 (+14.25%) Land $50,070 Building $379,290
2023$4,923.00$45,098 Land $6,237 Building $38,861$375,818 Land $51,976 Building $323,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OEC Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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