12700 E Cedar Lane Rd, Norman, OK 73026 Property Records

Cleveland County property record for 12700 E Cedar Lane Rd, Norman, OK 73026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 2019
Lot Size	6.09 acres (265,280 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Oct 2018)
Tax Bill	$2,889 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SD40 8 1W 13047`

Property Details

APN / Parcel Number

Primary APN	`SD40 8 1W 13047`
Alternative APNs	`R0071111` `71111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	265,280 sqft (6.09 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	576 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	71111
Street Address	12700 E CEDAR LANE RD
City	NORMAN
State	OK
Zip	73026-8345
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	13-8-1W 6.09 AC PRT NE/4 BEG NW/C NE/4 E350` S430` E150` S230` W500` N660` POB
Legal Range	01W
Legal Township	08
Legal Section	13
Jurisdiction	CLEVELAND OK
Township / Civil Division	EAST CLEVELAND
Census Block Group	2
Census Block	2054
Census Tract	202407

Owner

12700 E Cedar Lane Rd, a mobile home, is owned and occupied by two individuals who bought it in October 2018.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12700 E CEDAR LANE RD, NORMAN, OK 73026-8345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage MCCLAIN BANK
Dec 14, 2021	Deed of Trust, Mortgage · Construction Mortgage MCCLAIN BANK
Aug 13, 2020	Deed of Trust, Construction Loan · Construction Mortgage MCCLAIN BK
Oct 16, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	Mar 11, 2016 · Amount on File
Deed Document Number	201833085
Deed Book / Page	5855 / 822
Prior Transfer Date	Oct 1, 2014
Prior Transfer Doc	R201439310
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12700 E CEDAR LANE RD, NORMAN, OK 73026-8345
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0R20236352
Date	Mar 16, 2023
Book Page	6528/850
Instrument	R 2023 6352

Lender

Name	MCCLAIN BANK
Type	Bank
Address	PURCELL, OK 73080

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 10, 2048

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12700 E CEDAR LANE RD, NORMAN, OK 73026-8345
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202152764
Date	Dec 14, 2021
Book Page	6356/1302
Instrument	R 2021 52764

Lender

Name	MCCLAIN BANK
Type	Bank
Address	PURCELL, OK 73080

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 6, 2022

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Aug 13, 2020
Property Address	12700 E CEDAR LANE RD, NORMAN, OK 73026-8345
Document Number	0000028069
Book / Page	006100 / 000723
Instrument Date	Aug 10, 2020
Instrument	28069
Transaction Type	Construction Loan
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12700 E CEDAR LANE RD NORMAN OK 730268345, NORMAN, OK 73026-8345

Mortgage

Document Number	0000028069
Date	Aug 13, 2020
Book Page	006100/000723
Instrument	28069

Lender

Name	MCCLAIN BK
Type	Bank
Address	NOBLE, OK 73068

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 12, 2021

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 16, 2018
Property Address	12700 E CEDAR LANE RD, NORMAN, OK 73026-8345
Document Number	0000033085
Book / Page	005855 / 000822
Instrument Date	Oct 12, 2018
Instrument	33085
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1513 RIDGELINE RD NORMAN OK 73071, NORMAN, OK 73071

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12700 E CEDAR LANE RD, NORMAN, OK 73026-8345
Document Number	0000013118
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8001 84TH ST NOBLE OK 730688876, NOBLE, OK 73068-8876

Mortgage

Document Number	0000013118
Date	May 2, 2018
Book Page	005795/001116
Instrument	13118

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHAWNEE, OK 74804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12700 E Cedar Lane Rd was $2,889.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Noble Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,889.00	$26,116 Land $4,770 Building $21,346	$313,501 Land $57,270 Building $256,231
2023	$2,585.00	$23,688 Land $5,706 Building $17,982	$248,070 Land $59,758 Building $188,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12700 E Cedar Lane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12700 E Cedar Lane Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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