12730 E Cedar Lane Rd, Norman, OK 73026 Property Records

Cleveland County property record for 12730 E Cedar Lane Rd, Norman, OK 73026

Property Summary

Property Type	Residential Vacant Land
Lot Size	12.3 acres (536,224 sqft)
Owner	2 Individual Names on File
Tax Bill	$368 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SD40 8 1W 13008`

Property Details

APN / Parcel Number

Primary APN	`SD40 8 1W 13008`
Alternative APN	`71082`

Exterior

Lot Area	536,224 sqft (12.3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	71082
Old Parcel Number	71082
Street Address	12730 E CEDAR LANE RD
City	NORMAN
State	OK
Zip	73026-8345
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A1
Legal Description	13-8-1W 12.31 AC PRT NE/4 BEG 350`E NW/C NE/4 E273.43` S1302.79` W604.85` N638.27` E500` N230` W150` N430` POB
Legal Range	01W
Legal Township	08N
Legal Section	13
Legal Subdivision	UNPLTD PT SEC 13 8N 1W
Jurisdiction	CLEVELAND OK
Township / Civil Division	EAST CLEVELAND
Census Block Group	2
Census Block	2054
Census Tract	202407

Owner

12730 E Cedar Lane Rd, residential vacant land, is owned and occupied by two individuals who acquired it in August 2020.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12700 E CEDAR LANE RD, NORMAN, OK 73026-8345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage MCCLAIN BANK
Dec 14, 2021	Deed of Trust, Mortgage · Construction Mortgage MCCLAIN BANK
Aug 10, 2020	Grant Deed, Construction Loan · Construction Mortgage MCCLAIN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 25, 2009 · Amount on File
Last Transfer Date	Aug 10, 2020
Transfer Doc	0000027320
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12730 E CEDAR LANE RD, NORMAN, OK 73026-8345
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0R20236351
Date	Mar 16, 2023
Book Page	6528/844
Instrument	R 2023 6351

Lender

Name	MCCLAIN BANK
Type	Bank
Address	PURCELL, OK 73080

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12730 E CEDAR LANE RD, NORMAN, OK 73026-8345
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202152763
Date	Dec 14, 2021
Book Page	6356/1296
Instrument	R 2021 52763

Lender

Name	MCCLAIN BANK
Type	Bank
Address	PURCELL, OK 73080

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 6, 2022

August 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 10, 2020
Property Address	12730 E CEDAR LANE RD, NORMAN, OK 73026-8345
Document Number	0000027320
Book / Page	006097 / 001466
Instrument Date	Aug 10, 2020
Instrument	27320
Transaction Type	Construction Loan
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12700 E CEDAR LANE RD NORMAN OK 730268345, NORMAN, OK 73026-8345

Mortgage

Document Number	27321
Date	Aug 10, 2020
Book Page	006097/001467
Instrument	27321

Lender

Name	MCCLAIN BK
Type	Bank
Address	NOBLE, OK 73068

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 12730 E Cedar Lane Rd was $368 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Noble Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$368.00 Homeowner's exemption	$4,322 Land $4,322	$101,606 Land $101,606
2023	$336.00 Homeowner's exemption	$4,074 Land $4,074	$101,150 Land $101,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12730 E Cedar Lane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12730 E Cedar Lane Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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