12819 Jacob Grace Ct, Windermere, FL 34786 Property Records

Orange County property record for 12819 Jacob Grace Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,622 sqft · built 2002
Lot Size	0.435 acres (18,963 sqft)
Owner	2 Individual Names on Record
Last Sale	$548,000 (Aug 2003)
Tax Bill	$8,797 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-23-27-8510-01-340`

Property Details

APN / Parcel Number

Primary APN	`13-23-27-8510-01-340`
Alternative APNs	`272313851001340` `139028` `139884` `141398`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,622 sqft Living Area
Gross Area	5,141 sqft
1st Floor Area	3,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	18,963 sqft (0.435 acres)
Garage Type	Attached
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	595 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12819 JACOB GRACE CT
City	WINDERMERE
State	FL
Zip	34786-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	TILDENS GROVE PH 1 47/65 LOT 134
Legal Range	27E
Legal Township	23S
Legal Section	13
Legal Subdivision	TILDENS GROVE PH 1
Legal Phase	1
Legal Tract	8510
Legal Block	1
Legal Lot Number	134
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2012
Census Tract	17115

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12819 JACOB GRACE CT, WINDERMERE, FL 34786-5713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2003 · Amount on Record
Deed Sale	Aug 18, 2003 · Amount on Record
Prior Sale	Nov 16, 2001 · Amount on Record
Deed Document Number	2003466675
Deed Book / Page	7055 / 690
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12819 JACOB GRACE CT, WINDERMERE, FL 34786-5713
Document Number	0000224263
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12819 JACOB GRACE CT WINDERMERE FL 347865713, WINDERMERE, FL 34786-5713

Mortgage

Document Number	0000224263
Date	Apr 16, 2018
Instrument	224263

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,930 (+2.7%)	$1,039,380 (-1.36%) Land $225,000 Building $814,380
2025	$8,797.00 (+4.02%) Homeowner's exemption	$552,999 (+5.99%)	$1,053,670 (+18.15%) Land $225,000 Building $828,670
2024	$8,457.00 (+7.24%)
2023	$7,886.00 (+3.27%) Homeowner's exemption	$521,761 (+3%)	$891,831 (+20.47%) Land $225,000 Building $666,831
2022	$7,636.00 Homeowner's exemption	$506,564	$740,272 Land $225,000 Building $515,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20