Orange County property record for 12807 Jacob Grace Ct, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,694 sqft · built 2002 |
| Lot Size | 0.547 acres (23,823 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $9,100 (May 2022) |
| Tax Bill | $20,030 (2025) |
| Deeds & Mortgages | May 2022 Sale & Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-23-27-8510-01-320 |
| Primary APN | 13-23-27-8510-01-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,694 sqft Living Area |
| Gross Area | 5,433 sqft |
| 1st Floor Area | 3,337 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 23,823 sqft (0.547 acres) |
| Garage Type | Attached |
| Garage Area | 1,105 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 571 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12807 JACOB GRACE CT |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | TILDENS GROVE PH 1 47/65 LOT 132 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | TILDENS GROVE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 8510 |
| Legal Block | 1 |
| Legal Lot Number | 132 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17115 |
Source: Orange County records · APN 13-23-27-8510-01-320
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12807 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Warranty Deed, Transfer · Line of Credit TRUIST BANK |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Aug 21, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | Apr 19, 2021 · Amount on Record |
| Deed Document Number | 2022324036 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 23, 2022 |
| Property Address | 12807 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Document Number | 0000324036 |
| Map Reference | MB 47 PG 65 |
| Instrument Date | May 12, 2022 |
| Instrument | 20220324036 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | CENTRAL FLORIDA TTL CTR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11013 BRONSON RD, 11013, CLERMONT, FL 34711-9316 |
| Name | Verified Name |
|---|---|
| Address | 12807 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Document Number | 0000343643 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 20220343643 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12807 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5300 PAR VALLEY CT, ORCHARD LAKE, MI 48323-2336 |
| Document Number | 20210234899 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 20210234899 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 21, 2018 |
| Property Address | 12807 JACOB GRACE CT, WINDERMERE, FL 34786-5713 |
| Document Number | 0000496999 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 496999 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12807 JACOB GRACE CT WINDERMERE FL 347865713, WINDERMERE, FL 34786-5713 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,245,916 (+0.61%) | $1,297,500 (-1.24%) Land $225,000 Building $1,072,500 | |
| 2025 | $20,030.00 (+10.18%) Homeowner's exemption | $1,238,336 (+12.86%) | $1,313,740 (+19.73%) Land $225,000 Building $1,088,740 |
| 2024 | $18,180.00 (+7.22%) | ||
| 2023 | $16,956.00 (+41.5%) Homeowner's exemption | $1,097,240 (+40.37%) Land $225,000 Building $872,240 | $1,097,240 (+40.37%) Land $225,000 Building $872,240 |
| 2022 | $11,983.00 Homeowner's exemption | $781,667 Land $225,000 Building $556,667 | $781,667 Land $225,000 Building $556,667 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 62 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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