12830 Jacob Grace Ct, Windermere, FL 34786 Property Records

Orange County property record for 12830 Jacob Grace Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,224 sqft · built 2007
Lot Size	1.32 acres (57,596 sqft)
Owner	2 Individual Names on File
Last Sale	$1,545,000 (Jul 2018)
Tax Bill	$28,493 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-23-27-8510-00-570`

Property Details

APN / Parcel Number

Primary APN	`13-23-27-8510-00-570`
Alternative APNs	`272313851000570` `138997` `139855` `141369`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,224 sqft Living Area
Gross Area	7,298 sqft
1st Floor Area	4,575 sqft
Utility Area	12 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	57,596 sqft (1.32 acres)
Garage Type	Attached
Garage Area	869 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,079 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12830 JACOB GRACE CT
City	WINDERMERE
State	FL
Zip	34786-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	TILDENS GROVE PH 1 47/65 LOT 57
Legal Range	27E
Legal Township	23S
Legal Section	13
Legal Subdivision	TILDENS GROVE PH 1
Legal Phase	1
Legal Tract	8510
Legal Lot Number	57
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17115

Owner

12830 Jacob Grace Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12830 JACOB GRACE CT, WINDERMERE, FL 34786-5711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 31, 2018	Warranty Deed, Transfer FLORIDA TITLESMITH LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Nov 12, 2009 · Amount on File
Deed Document Number	2018452437
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0000285802
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12830 JACOB GRACE CT, WINDERMERE, FL 34786-5711
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12830 JACOB GRACE CT, WINDERMERE, FL 34786-5711

Mortgage

Document Number	20210703445
Date	Nov 16, 2021
Instrument	20210703445

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 31, 2018
Property Address	12830 JACOB GRACE CT, WINDERMERE, FL 34786-5711
Document Number	0000452437
Instrument Date	Jul 26, 2018
Instrument	452437
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	FLORIDA TITLESMITH LLC

Transaction

Amount	Amount on Record
Tax	$10,815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12830 JACOB GRACE CT WINDERMERE FL 347865711, WINDERMERE, FL 34786-5711

Tax Assessment & Valuation

The 2025 property tax bill for 12830 Jacob Grace Ct was $28,493, up 3.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,802,135 (+2.7%)	$2,138,670 (-1.19%) Land $550,000 Building $1,588,670
2025	$28,493.00 (+3.18%) Homeowner's exemption	$1,754,757	$2,164,520 Land $550,000 Building $1,614,520
2024	$27,615.00 (+10.02%)
2023	$25,099.00 (+2.9%) Homeowner's exemption	$1,613,886 (+3%)	$1,969,109 (+25.67%) Land $550,000 Building $1,419,109
2022	$24,391.00 Homeowner's exemption	$1,566,880 Land $420,000 Building $1,146,880	$1,566,880 Land $420,000 Building $1,146,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12830 Jacob Grace Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12830 Jacob Grace Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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