12805 Lena Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 12805 Lena Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,673 sqft · built 2018
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$748,094 (Oct 2018)
Tax Bill	$8,520 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-253299`

Property Details

APN / Parcel Number

Primary APN	`03-253299`
Alternative APN	`253299`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,673 sqft Total Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Built-in
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253299
Street Address	12805 LENA CT
City	DUNKIRK
State	MD
Zip	20754-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 25 PLAT 6 LAKES AT TWIN SHIELDS
Legal Subdivision	LAKES/TWIN SHIELDS
Legal Lot Number	25
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12805 LENA CT, DUNKIRK, MD 20754-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Oct 23, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	0005271489
Deed Book / Page	5271 / 489
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12805 LENA CT, DUNKIRK, MD 20754-2818
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 LENA CT, DUNKIRK, MD 20754-2818

Mortgage

Document Number	0057090484
Date	Sep 25, 2020
Book Page	5709/484

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12805 LENA CT, DUNKIRK, MD 20754-2818
Document Number	0057090484
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 LENA CT DUNKIRK MD 207542818, DUNKIRK, MD 20754-2818

Mortgage

Document Number	0057090484
Date	Sep 25, 2020
Book Page	005709/000484

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	IRVINE, PA 16329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

October 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 23, 2018
Property Address	12805 LENA CT, DUNKIRK, MD 20754-2818
Document Number	0052710489
Book / Page	5271 / 489
Map Reference	MB KPS05 PL209
Instrument Date	Oct 18, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12805 LENA CT, DUNKIRK, MD 20754-2818

Mortgage

Document Number	0005271499
Date	Oct 23, 2018
Instrument	5271/499

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,520.00 Homeowner's exemption	$820,067	$946,600 Land $196,700 Building $749,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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