Calvert County property record for 12760 Lena Ct, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,610 sqft · built 2021 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,064,405 (Oct 2020) |
| Tax Bill | $14,084 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-253295 |
| Primary APN | 03-253295 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,610 sqft Total Area |
| Basement Area | 1,380 sqft |
| Finished Basement | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 51,836 sqft (1.19 acres) |
| Garage Type | Mixed |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 880 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 288 sqft |
| Gazebo | 816 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 253295 |
|---|---|
| Street Address | 12760 LENA CT |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 29 PLAT 5 LAKES AT TWIN SHIELDS |
| Legal Lot Number | 29 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 860103 |
12760 Lena Ct is owned and occupied by two individuals who bought it in October 2020.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12760 LENA CT, DUNKIRK, MD 20754-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Deed Book / Page | 5732 / 488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12760 LENA CT, DUNKIRK, MD 20754-2817 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Address | 12760 LENA CT, DUNKIRK, MD 20754-2817 |
| Document Number | 0060680374 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 6068/374 |
| Name | COMMUNITY BANK OF THE CHESAPEAKE |
|---|---|
| Type | Bank |
| Address | WALDORF, MD 20601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12760 Lena Ct was $14,084.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,333,433 | $1,430,900 Land $196,900 Building $1,234,000 | |
| 2025 | $14,084.00 | ||
| 2023 | $11,083.00 | $1,066,700 | $1,284,700 Land $196,900 Building $1,087,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12760 Lena Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12760 Lena Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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