12775 Lena Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 12775 Lena Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,440 sqft · built 2018
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Jul 2022)
Tax Bill	$12,897 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-253293`

Property Details

APN / Parcel Number

Primary APN	`03-253293`
Alternative APN	`253293`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,440 sqft Total Area
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Mixed
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	296 sqft
Deck Area	336 sqft
Gazebo	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253293
Street Address	12775 LENA CT
City	DUNKIRK
State	MD
Zip	20754-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 22 PLAT 5 LAKES AT TWIN SHIELDS
Legal Subdivision	LAKES AT TWIN SHIELDS
Legal Lot Number	22
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12775 LENA CT, DUNKIRK, MD 20754-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 31, 2020	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Sep 12, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Book / Page	6319 / 529
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0061650326
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 27, 2022
Property Address	12775 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0063190529
Book / Page	6319 / 529
Map Reference	MB KPS 5 PL 208
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12775 LENA CT, DUNKIRK, MD 20754-2817

Mortgage

Document Number	0006319537
Date	Jul 27, 2022
Instrument	6319/537

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Dec 8, 2021
Property Address	12775 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0061650326
Book / Page	6165 / 326
Map Reference	MB KPS 5 PL 208
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12775 LENA CT, DUNKIRK, MD 20754-2817

Mortgage

Document Number	0006165331
Date	Dec 8, 2021
Instrument	6165/331

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 31, 2020
Property Address	12775 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0055550349
Book / Page	005555 / 000349
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	12775 LENA CT DUNKIRK MD 207542817, DUNKIRK, MD 20754-2817

Mortgage

Document Number	55550357
Date	Mar 31, 2020
Book Page	005555/000357

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 12, 2018
Property Address	12775 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0052500457
Book / Page	005250 / 000457
Instrument Date	Jul 31, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 24, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12775 LENA CT DUNKIRK MD 207542817, DUNKIRK, MD 20754-2817

Mortgage

Document Number	52500466
Date	Sep 12, 2018
Book Page	005250/000466

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,897.00 (+32.14%) Homeowner's exemption	$1,196,400 (+27.36%) Land $197,900 Building $998,500	$1,196,400 (-) Land $197,900 Building $998,500
2023	$9,760.00	$939,400	$1,196,400 Land $197,900 Building $998,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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