12755 Lena Ct, Dunkirk, MD 20754 Property Records

Calvert County property record for 12755 Lena Ct, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,390 sqft · built 2021
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Last Sale	$883,815 (Aug 2020)
Tax Bill	$9,552 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-253291`

Property Details

APN / Parcel Number

Primary APN	`03-253291`
Alternative APN	`253291`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,390 sqft Total Area
Basement Area	1,267 sqft
Finished Basement	1,267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	262 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253291
Street Address	12755 LENA CT
City	DUNKIRK
State	MD
Zip	20754-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 20 PLAT 5 LAKES AT TWIN SHIELDS
Legal Subdivision	LAKES / TWIN SHIELDS
Legal Lot Number	20
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2000
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4500 S FOUR MILE RUN DR APT 1224, 1224, ARLINGTON, VA 22204-3582
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Aug 5, 2021	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS LLC
Aug 26, 2020	Special Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 31, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	0005679136
Deed Book / Page	5679 / 136
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12755 LENA CT, DUNKIRK, MD 20754-2817
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 S FOUR MILE RUN DR, ARLINGTON, VA 22204-3558

Mortgage

Document Number	0060320107
Date	Jul 26, 2021
Book Page	6032/107

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12755 LENA CT, DUNKIRK, MD 20754-2817
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 S FOUR MILE RUN DR 1224, 1224, ARLINGTON, VA 22204-3582

Mortgage

Document Number	0060300257
Date	Jul 22, 2021
Book Page	6030/257

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12755 LENA CT, DUNKIRK, MD 20754-2817
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	OMNIA TITLE CORPORATION, OMNIA TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060430311
Date	Aug 5, 2021
Book Page	6043/311

Lender

Name	GO DIRECT LENDERS LLC
Type	Mortgage Company
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 26, 2020
Property Address	12755 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0056790136
Book / Page	5679 / 136
Map Reference	MB KPS5PG208PL215013
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,429.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4500 S FOUR MILE RUN DR APT 1224, 1224, ARLINGTON, VA 22204-3582

Mortgage

Document Number	5679143
Date	Aug 26, 2020
Instrument	5679/143

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12755 LENA CT, DUNKIRK, MD 20754-2817
Document Number	0056790143
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4500 S FOUR MILE RUN DR ARLINGTON VA 222043558, ARLINGTON, VA 22204-3558

Mortgage

Document Number	0056790143
Date	Aug 26, 2020
Book Page	005679/000143

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,552.00	$919,433	$1,031,100 Land $198,500 Building $832,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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