12805 Lacy Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12805 Lacy Dr, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,583 sqft · built 1951
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Dec 2020)
Tax Bill	$8,747 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-02635314`

Property Details

APN / Parcel Number

Primary APN	`05-02635314`
Alternative APN	`02635314`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,583 sqft Living Area
Gross Area	2,811 sqft
1st Floor Area	1,498 sqft
Basement Area	651 sqft
Finished Basement	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Porch	Enclosed Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	02635314
Street Address	12805 LACY DR
City	SILVER SPRING
State	MD
Zip	20904-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	HOBBS ADD TO MEADOWO OD
Legal Subdivision	MEADOWOOD
Legal Block	5
Legal Lot Number	P10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3019
Census Tract	701506

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12805 LACY DR, SILVER SPRING, MD 20904-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Apr 30, 2020	Grant Deed, Transfer RGS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Book / Page	61297 / 329
Transfer Doc	0349120449
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 8, 2020
Property Address	12805 LACY DR, SILVER SPRING, MD 20904-2917
Document Number	0612970329
Book / Page	61297 / 329
Map Reference	MB 10 PL 716
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12805 LACY DR, SILVER SPRING, MD 20904-2917

Mortgage

Document Number	61297336
Date	Dec 8, 2020
Instrument	61297/336

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 30, 2020
Property Address	12805 LACY DR, SILVER SPRING, MD 20904-2917
Document Number	0594570332
Book / Page	059457 / 000332
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17409 BLOSSOM VIEW DR OLNEY MD 208322249, OLNEY, MD 20832-2249

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,300 (+15.12%) Land $239,900 Building $565,400	$805,300 (-) Land $239,900 Building $565,400
2025	$8,747.00 (+17.54%)	$699,533 (+43.35%)	$805,300 (+65.02%) Land $239,900 Building $565,400
2024	$7,442.00 (+34.02%)
2023		$488,000 Land $239,900 Building $248,100	$488,000 Land $239,900 Building $248,100
2022	$5,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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