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12706 Lacy Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12706 Lacy Dr, Silver Spring, MD 20904 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,083 sqft · built 1955
Lot Size0.589 acres (25,652 sqft)
OwnerIndividual Name on File
Last Sale$422,000 (Jun 2012)
Tax Bill$6,646 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00293203

Property Details

APN / Parcel Number

Primary APN05-00293203
Alternative APN
  • 00293203

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,083 sqft Living Area
Gross Area3,443 sqft
1st Floor Area1,774 sqft
Basement Area1,309 sqft
Finished Basement1,309 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area25,652 sqft (0.589 acres)
PorchEnclosed Porch
Porch Area80 sqft
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00293203
Street Address12706 LACY DR
CitySILVER SPRING
StateMD
Zip20904-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWOOD
Legal SubdivisionMEADOWOOD
Legal Block6
Legal Lot Number10
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group3
Census Block3020
Census Tract701506

Owner

Source: Montgomery County records · APN 05-00293203

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12706 LACY DR, SILVER SPRING, MD 20904-2914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2012 · Amount on Record
Deed SaleJun 25, 2012 · Amount on Record
Prior SaleJul 12, 2006 · Amount on Record
Deed Book / Page44260 / 91
Transfer Doc0000198980
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12706 LACY DR, SILVER SPRING, MD 20904-2914
Transaction TypeMortgage
Record UpdatedFeb 09, 2022
Title CompanyEVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12706 LACY DR, SILVER SPRING, MD 20904-2914

Mortgage

Document Number0651260106
DateJan 26, 2022
Book Page65126/106
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2042

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12706 LACY DR, SILVER SPRING, MD 20904-2914
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0535630172
DateJan 12, 2017
Book Page53563/172
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$606,800 (+6.32%) Land $275,500 Building $331,300$606,800 (-) Land $275,500 Building $331,300
2025$6,646.00 (+28.15%)$570,733 (+14.47%)$606,800 (+21.7%) Land $275,500 Building $331,300
2023$498,600 Land $275,500 Building $223,100$498,600 Land $275,500 Building $223,100
2022$5,186.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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