128 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 128 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,701 sqft · built 2000
Lot Size	0.118 acres (5,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,700 (Oct 2002)
Tax Bill	$2,074 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`154-07-03-042`

Property Details

APN / Parcel Number

Primary APN	`154-07-03-042`
Alternative APN	`R0042122`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,701 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,137 sqft (0.118 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042122
Street Address	128 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 34 SUBD: BROOKHAVEN PH 0
Legal Subdivision	BROOKHAVEN
Legal Phase	1
Legal Lot Number	34
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10814

Owner

Source: Dorchester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 TWO POND LOOP, LADSON, SC 29456-6916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 20, 2017	Loan Modification, Mortgage · FHA Mortgage 1ST ALLIANCE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2002 · Amount on Record
Deed Sale	Oct 16, 2002 · Amount on Record
Prior Sale	Jun 29, 2000 · Amount on Record
Deed Book / Page	3278 / 71
Last Transfer Date	Jul 13, 2006
Transfer Doc	5491/0059
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	128 TWO POND LOOP, LADSON, SC 29456-6916
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TWO POND LOOP, LADSON, SC 29456-6916

Mortgage

Document Number	0140930075
Date	Apr 5, 2022
Book Page	14093/75
Instrument	2022009201

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER SC
Property Address	128 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	0661/0148
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	0661/0148
Date	Feb 15, 2017
Book Page	010661/000148
Instrument	3873

Lender

Name	1ST ALLIANCE LNDG
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,074.00	$12,588 (+59.28%) Land $4,560 Building $8,028	$314,688 (+59.28%) Land $114,000 Building $200,688
2024	$2,074.00 (+10.2%)
2023	$1,882.00 (+2.51%)	$7,903 (+11.47%) Land $1,600 Building $6,303	$197,567 (+11.44%) Land $40,000 Building $157,567
2022	$1,836.00	$7,090 Land $1,380 Building $5,710	$177,289 Land $34,500 Building $142,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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