124 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 124 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,235 sqft · built 2000
Lot Size	0.205 acres (8,927 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2020)
Tax Bill	$2,423 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-07-01-014`

Property Details

APN / Parcel Number

Primary APN	`154-07-01-014`
Alternative APN	`R0042044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,927 sqft (0.205 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042044
Street Address	124 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 36 SUBD: BROOKHAVEN PH II
Legal Subdivision	BROOKHAVEN
Legal Phase	II
Legal Lot Number	36
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10814

Owner

Source: Dorchester County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 TWO POND LOOP, LADSON, SC 29456-6916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 25, 2020	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP
Sep 1, 2017	Deed of Trust, Mortgage · Conventional with PMI SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	202032392
Deed Book / Page	12943 / 138
Prior Transfer Date	May 29, 2009
Prior Transfer Doc	7108/0072
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	124 TWO POND LOOP, LADSON, SC 29456-6916
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	133230316
Date	May 4, 2021
Book Page	13323/316
Instrument	2021014072

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Dec 1, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Nov 25, 2020
Property Address	124 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	2943/0138
Book / Page	012943 / 000138
Instrument Date	Nov 20, 2020
Instrument	32392
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	2943/0142
Date	Nov 25, 2020
Book Page	012943/000142
Instrument	32393

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	124 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	0990/0203
Book / Page	010990 / 000203
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	0990/0203
Date	Sep 7, 2017
Book Page	010990/000203

Lender

Name	SOUTH CAROLINA FCU
Address	PO BOX 190012, CHARLESTON, SC 29419-9012

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,423.00	$11,441 (+34.03%) Land $4,560 Building $6,881	$286,030 (+34.03%) Land $114,000 Building $172,030
2024	$2,423.00 (+10.44%)
2023	$2,194.00 (+2.33%)	$8,536 (-0.05%) Land $1,800 Building $6,736	$213,400 (-) Land $45,000 Building $168,400
2022	$2,144.00	$8,540 Land $1,800 Building $6,740	$213,400 Land $45,000 Building $168,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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