126 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 126 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,592 sqft · built 2000
Lot Size	0.195 acres (8,507 sqft)
Owner	2 Individual Names on File
Last Sale	$159,500 (Sep 2014)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154-07-03-043`

Property Details

APN / Parcel Number

Primary APN	`154-07-03-043`
Alternative APN	`R0042123`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,507 sqft (0.195 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042123
Street Address	126 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 35 SUBD: BROOKHAVEN PH II
Legal Subdivision	BROOKHAVEN
Legal Phase	II
Legal Lot Number	35
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10814

Owner

126 Two Pond Loop is owned and occupied by two individuals who bought it in September 2014.

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	126 TWO POND LOOP, LADSON, SC 29456-6916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2014 · Amount on File
Deed Sale	Sep 12, 2014 · Amount on File
Prior Sale	Aug 15, 2007 · Amount on File
Deed Book / Page	9434 / 84
Prior Transfer Date	Apr 14, 2010
Prior Transfer Doc	7467/0253
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	126 TWO POND LOOP, LADSON, SC 29456-6916
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150850029
Date	Jan 5, 2024
Book Page	15085/29
Instrument	2024000354

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	126 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	2463/0106
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	2463/0106
Date	Apr 30, 2020
Book Page	012463/000106
Instrument	9927

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 126 Two Pond Loop was $2,095.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00	$12,558 Land $4,560 Building $7,998	$313,948 Land $114,000 Building $199,948
2024	$2,095.00 (+10.21%)
2023	$1,901.00 (+2.48%)	$7,864 (+9.53%) Land $1,600 Building $6,264	$196,594 (+9.57%) Land $40,000 Building $156,594
2022	$1,855.00	$7,180 Land $1,380 Building $5,800	$179,418 Land $34,500 Building $144,918

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 126 Two Pond Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Two Pond Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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