132 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 132 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,121 sqft · built 2000
Lot Size	0.113 acres (4,926 sqft)
Owner	Owner Name on Record
Last Sale	$94,900 (Oct 2014)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-07-03-040`

Property Details

APN / Parcel Number

Primary APN	`154-07-03-040`
Alternative APN	`R0042120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,121 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,926 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042120
Old Parcel Number	1540703040
Street Address	132 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 32 SUBD: BROOKHAVEN PH 0
Legal Subdivision	BROOKHAVEN
Legal Phase	1
Legal Lot Number	32
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10814

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	132 TWO POND LOOP, LADSON, SC 29456-6916
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLICK N CLOSE INC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE
Jul 16, 2020	Deed of Trust, Mortgage · FHA Mortgage COLTEN MTG
May 23, 2017	Deed of Trust, Mortgage · FHA Mortgage ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2014 · Amount on Record
Deed Sale	Oct 29, 2014 · Amount on Record
Prior Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	0009493093
Deed Book / Page	9493 / 093
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	132 TWO POND LOOP, LADSON, SC 29456-6916
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143520095
Date	Aug 29, 2022
Book Page	14352/95
Instrument	2022022509

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	132 TWO POND LOOP, LADSON, SC 29456-6916
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	137730239
Date	Nov 2, 2021
Book Page	13773/239
Instrument	2021035591

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	132 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	2650/0180
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	2650/0180
Date	Jul 28, 2020
Book Page	012650/000180

Lender

Name	COLTEN MTG
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	132 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	0842/0031
Book / Page	010842 / 000031
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	0842/0031
Date	Jun 8, 2017
Book Page	010842/000031

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00	$10,206 (+69.45%) Land $4,560 Building $5,646	$255,159 (+69.47%) Land $114,000 Building $141,159
2024	$1,392.00 (+9.01%)
2023	$1,277.00 (+3.23%)	$6,023 (+40.72%) Land $1,600 Building $4,423	$150,563 (+40.71%) Land $40,000 Building $110,563
2022	$1,237.00	$4,280 Land $1,380 Building $2,900	$106,999 Land $34,500 Building $72,499

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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