Middlesex County and Acton Town property record for 117 Prospect St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,917 sqft · built 1967 |
| Lot Size | 0.577 acres (25,137 sqft) |
| Owner | Individual Name on File |
| Last Sale | $742,500 (May 2021) |
| Tax Bill | $11,861 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Apr 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G2 B:0021 L:0000 |
| Primary APN | ACTO M:00G2 B:0021 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| Gross Area | 3,293 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Adobe |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,137 sqft (0.577 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 117 PROSPECT ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 21 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G2 B:0021 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 PROSPECT ST, ACTON, MA 01720-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Apr 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Jul 10, 2018 | Deed of Trust, Mortgage · ARM AVIDIA BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2007 · Amount on Record |
| Deed Document Number | 2021118155 |
| Deed Book / Page | 77853 / 195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 25, 2021 |
| Property Address | 117 PROSPECT ST, ACTON, MA 01720-3631 |
| Document Number | 77853-195 |
| Book / Page | 77853 / 195 |
| Instrument Date | May 25, 2021 |
| Instrument | 118155 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 117 PROSPECT ST, ACTON, MA 01720-3631 |
| Document Number | 118156 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 118156 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 117 PROSPECT ST, ACTON, MA 01720-3631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77436-101 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 77436/101 |
| Instrument | 76664 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 117 PROSPECT ST, ACTON, MA 01720-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71289-86 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 71289/86 |
| Instrument | 101452 |
| Name | AVIDIA BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 117 PROSPECT ST, ACTON, MA 01720-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74170-193 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 74170/193 |
| Instrument | 26623 |
| Name | AVIDIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,861.00 (+6.98%) | $691,600 (+3.98%) Land $276,800 Building $414,800 | $876,945 (+5.23%) |
| 2024 | $11,087.00 (+2.58%) | $665,100 (+8.06%) Land $276,800 Building $388,300 | $833,340 |
| 2023 | $10,808.00 | $615,500 Land $251,600 Building $363,900 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–2001) |
| Most Recent Claim | Jun 2001 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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