128 Overlook Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 128 Overlook Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Rural Home
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Oct 2025)
Tax Bill	$265 (2025)
Deeds & Mortgages	Oct 2025 Sale Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`1729-00-05-2161`

Property Details

APN / Parcel Number

Primary APN	`1729-00-05-2161`
Alternative APNs	`14216286` `80822`

Exterior

Lot Area	13,939 sqft (0.319 acres)

Location & Zoning

Account Number	80822
Street Address	128 OVERLOOK DR
City	SPRUCE PINE
State	NC
Zip	28777
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.32 AC +/- LOT 29 BEAR DEN PB 4/87
Legal Lot Number	29
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1061
Census Tract	970102

Owner

Source: McDowell County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	128 OVERLOOK DR, SPRUCE PINE, NC 28777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Warranty Deed, Transfer
Nov 3, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	2025005396
Deed Book / Page	1518 / 706
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 30, 2025
Property Address	128 OVERLOOK DR, SPRUCE PINE, NC 28777
Document Number	0015180706
Book / Page	1518 / 706
Map Reference	MB 4 PG 87
Instrument Date	Oct 30, 2025
Instrument	2025005396
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2107 GRIFFIN AVE, NEW BERN, NC 28560-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 OVERLOOK DR, SPRUCE PINE, NC 28777

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 3, 2023
Property Address	128 OVERLOOK DR, SPRUCE PINE, NC 28777-3046
Document Number	0014510953
Book / Page	1451 / 953
Map Reference	MB 4 PG 87
Instrument Date	Sep 8, 2023
Instrument	2023005213
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7928 N NC HIGHWAY 109, WINSTON SALEM, NC 27107-9257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 GRIFFIN AVE, NEW BERN, NC 28560-5301

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$265.00	$38,550 (-) Land $35,000 Building $3,550
2023	$265.00 (+47.22%)	$38,550 (+49.42%) Land $35,000 Building $3,550	$38,550 (+49.42%) Land $35,000 Building $3,550
2022	$180.00	$25,800 Land $22,500 Building $3,300	$25,800 Land $22,500 Building $3,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Overlook Dr

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