Mitchell County property record for 202 Overlook Dr, Spruce Pine, NC 28777
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 8 bd · 8 ba · 4,256 sqft · built 2002 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,150,000 (Aug 2019) |
| Tax Bill | $7,751 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-06-39-7324 |
| Primary APN | 0799-06-39-7324 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Total Rooms | 16 Rooms |
| Units | 12 Units |
| Stories | 2 Stories |
| Building Area | 4,256 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 66,211 sqft (1.52 acres) |
| Heating System | Central |
|---|
| Account Number | 555782153 |
|---|---|
| Street Address | 202 OVERLOOK DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8941 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | OVERLOOK DRIVE |
| Legal Subdivision | COMPOSITE PLAT FOR MILDRED L HUDSON |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950300 |
202 Overlook Dr, a residential property, is owned by a company that bought it in August 2019.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 314 CHAPEL RD, BLACK MOUNTAIN, NC 28711-2638 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Aug 16, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on File |
| Deed Sale | Aug 16, 2019 · Amount on File |
| Deed Document Number | 20191457 |
| Deed Book / Page | 604 / 765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 202 OVERLOOK DR, SPRUCE PINE, NC 28777-8941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 606/361 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 606/361 |
| Instrument | 2019001773 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46204 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 16, 2019 |
| Property Address | 202 OVERLOOK DR, SPRUCE PINE, NC 28777-8941 |
| Document Number | 604/765 |
| Book / Page | 604 / 765 |
| Map Reference | MB 3 PG 325 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 2019001457 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 CHAPEL RD, BLACK MOUNTAIN, NC 28711-2638 |
The 2026 property tax bill for 202 Overlook Dr was $7,751.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,751.00 | $1,384,200 (-) Land $114,000 Building $1,270,200 | |
| 2025 | $7,751.00 | $1,384,200 Land $114,000 Building $1,270,200 | |
| 2023 | $7,703.00 | $1,375,700 Land $114,000 Building $1,261,700 | $1,375,700 Land $114,000 Building $1,261,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Overlook Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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