86 Overlook Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 86 Overlook Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 336 sqft · built 1980
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Tax Bill	$469 (2025)
Deeds & Mortgages	Jan 2018 Sale Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1729-00-05-1015`

Property Details

APN / Parcel Number

Primary APN	`1729-00-05-1015`
Alternative APN	`64028`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	336 sqft Heated Area
Gross Area	714 sqft
1st Floor Area	336 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	64028
Street Address	86 OVERLOOK DR
City	SPRUCE PINE
State	NC
Zip	28777
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	L27 HONEYCUTT BEAR DEN AC 0.33 AC
Legal Subdivision	BEAR DEN ACRES DEVELOPMENT INC
Legal Lot Number	27
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1061
Census Tract	970102

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 75, SPRUCE PINE, NC 28777-0075
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Warranty Deed, Transfer
Feb 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 10, 2018
Transfer Doc	0012340047
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 11, 2018
Property Address	86 OVERLOOK DR, MARION, NC 28752
Document Number	0012340047
Book / Page	001234 / 000047
Instrument Date	Jan 10, 2018
Instrument	123
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 75 SPRUCE PINE NC 287770075, SPRUCE PINE, NC 28777-0075

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 17, 2017
Property Address	86 OVERLOOK DR, MARION, NC 28752
Document Number	0012050627
Book / Page	001205 / 000627
Instrument Date	Feb 8, 2017
Instrument	803
Transaction Type	Transfer
Record Updated	Apr 5, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 75 SPRUCE PINE NC 287770075, SPRUCE PINE, NC 28777-0075

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00	$68,300 (-) Land $35,000 Building $33,300
2023	$469.00	$68,300 Land $35,000 Building $33,300	$68,300 Land $35,000 Building $33,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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