Mitchell County property record for 106 Overlook Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,651 sqft · built 1962 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $260,000 (Feb 2024) |
| Tax Bill | $969 (2026) |
| Deeds & Mortgages | Feb 2024 Sale Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-06-39-5726 |
| Primary APN | 0799-06-39-5726 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 42,689 sqft (0.98 acres) |
| Heating System | Central |
|---|
| Account Number | 555785786 |
|---|---|
| Street Address | 106 OVERLOOK DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 11 BLK 4 LOT 5A |
| Legal Block | 4 |
| Legal Lot Number | 5A |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950300 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1144 N AUSTIN SPRINGS RD, PINEY FLATS, TN 37686-4645 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 27, 2024 | Warranty Deed, Transfer |
| Aug 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on Record |
| Deed Sale | Feb 27, 2024 · Amount on Record |
| Prior Sale | Aug 1, 2023 · Amount on Record |
| Deed Document Number | 2024341 |
| Deed Book / Page | 666 / 340 |
| Last Transfer Date | Feb 28, 2025 |
| Transfer Doc | 000676/778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 27, 2024 |
| Property Address | 106 OVERLOOK DR, SPRUCE PINE, NC 28777-3046 |
| Document Number | 000666/340 |
| Book / Page | 666 / 340 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024000341 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 OVERLOOK DR, SPRUCE PINE, NC 28777-3046 |
| Name | Verified Name |
|---|---|
| Address | 381 ROCKLEDGE RD, SPRUCE PINE, NC 28777-9755 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 1, 2023 |
| Property Address | 106 OVERLOOK DR, SPRUCE PINE, NC 28777-3046 |
| Document Number | 000660/309 |
| Book / Page | 660 / 309 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 2023001558 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 53, SPRUCE PINE, NC 28777-0053 |
| Name | Verified Name |
|---|---|
| Address | 106 OVERLOOK DR, SPRUCE PINE, NC 28777-3046 |
| Investor | Possibly a Property Investor |
| Document Number | 000660/313 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 660/313 |
| Instrument | 2023001559 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $969.00 | $173,200 (-) Land $28,800 Building $144,400 | |
| 2025 | $969.00 (+5.9%) | $173,200 (+5.93%) Land $28,800 Building $144,400 | |
| 2023 | $915.00 | $163,500 Land $28,800 Building $134,700 | $163,500 Land $28,800 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures