Scott County property record for 128 Mallory Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,400 sqft · built 2005 |
| Lot Size | 0.288 acres (12,559 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Dec 2021) |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-324.000 |
| Primary APN | 140-40-324.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 1,061 sqft |
| Basement Area | 2,400 sqft |
| Unfinished Basement | 2,400 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 12,559 sqft (0.288 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 128 MALLORY LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES CROSSING |
| Legal Subdivision | PAYNES CROSSING |
| Legal Lot Number | 178 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
128 Mallory Ln is owned and occupied by two individuals who bought it in December 2021.
Source: Scott County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 9, 2021 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Dec 29, 2021 | Deed, Transfer · Conventional Mortgage CENTRAL KENTUCKY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on File |
| Deed Sale | Dec 29, 2021 · Amount on File |
| Prior Sale | Dec 28, 2021 · Amount on File |
| Deed Document Number | 2021448046 |
| Deed Book / Page | 430 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0M1859/655 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | M1859/655 |
| Instrument | 556734 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 128 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 128 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Document Number | 0M1652/704 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | M1652/704 |
| Instrument | 445250 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 2, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 29, 2021 |
| Property Address | 128 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Document Number | 00D430/496 |
| Book / Page | D430 / 496 |
| Map Reference | CAB 8 SL 171 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 448046 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 RUTH WAY, GEORGETOWN, KY 40324-8603 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 128 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Investor | Possibly a Property Investor |
| Document Number | 0000448048 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 448048 |
| Name | CENTRAL KENTUCKY |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 128 Mallory Ln was $3,200.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,300 (-) | $359,300 (-) | |
| 2025 | $3,200.00 | $359,300 | $359,300 |
| 2023 | $3,082.00 (+4.51%) | $340,000 (-) Land $45,000 Building $295,000 | $340,000 (-) Land $45,000 Building $295,000 |
| 2022 | $2,949.00 | $340,000 Land $35,000 Building $305,000 | $340,000 Land $35,000 Building $305,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Mallory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 128 Mallory Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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