Scott County property record for 126 Mallory Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,089 sqft · built 2005 |
| Lot Size | 0.235 acres (10,236 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (May 2014) |
| Tax Bill | $2,861 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-345.000 |
| Primary APN | 140-40-345.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,089 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 2,089 sqft |
| Unfinished Basement | 2,089 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 10,236 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 126 MALLORY LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES CROSSING |
| Legal Subdivision | PAYNES CROSSING |
| Legal Lot Number | 179 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
126 Mallory Ln is owned and occupied by an individual who bought it in May 2014.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2025 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2014 · Amount on File |
| Deed Sale | May 5, 2014 · Amount on File |
| Prior Sale | Apr 2, 2012 · Amount on File |
| Deed Document Number | 2014317428 |
| Deed Book / Page | 360 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 126 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M1841/291 |
|---|---|
| Date | Jun 10, 2025 |
| Book Page | M1841/291 |
| Instrument | 543852 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 126 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 126 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Document Number | 0M1698/834 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | M1698/834 |
| Instrument | 456486 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 23, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 126 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1522/100 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | M1522/100 |
| Instrument | 418289 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 126 Mallory Ln was $2,861.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,300 (-) | $321,300 (-) | |
| 2025 | $2,861.00 | $321,300 | $321,300 |
| 2023 | $2,542.00 (+19.45%) | $280,400 (+14.31%) Land $45,000 Building $235,400 | $280,400 (+14.31%) Land $45,000 Building $235,400 |
| 2022 | $2,128.00 | $245,300 Land $35,000 Building $210,300 | $245,300 Land $35,000 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Mallory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 126 Mallory Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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