Scott County property record for 124 Mallory Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,943 sqft · built 2006 |
| Lot Size | 0.119 acres (5,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2024) |
| Tax Bill | $3,194 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-358.000 |
| Primary APN | 140-40-358.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,943 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Basement Area | 1,943 sqft |
| Unfinished Basement | 1,943 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 5,187 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 MALLORY LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES CROSSING |
| Legal Subdivision | PAYNES CROSSING |
| Legal Lot Number | 180 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40203 |
124 Mallory Ln is owned and occupied by two individuals who bought it in September 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 13, 2018 | Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on File |
| Deed Sale | Sep 3, 2024 · Amount on File |
| Prior Sale | Mar 13, 2018 · Amount on File |
| Deed Document Number | 2024509624 |
| Deed Book / Page | 451 / 705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 124 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Document Number | 00M1747/78 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | M1747/78 |
| Instrument | 476813 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 13, 2018 |
| Property Address | 124 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Document Number | D395/607 |
| Book / Page | D395 / 607 |
| Map Reference | CAB8 SL171 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 383634 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 WALNUT CREEK DR, 107, GEORGETOWN, KY 40324-8033 |
| Name | Verified Name |
|---|---|
| Address | 124 MALLORY LN, GEORGETOWN, KY 40324-1282 |
| Document Number | 383635 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 383635 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.05% |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.05% |
| Index | 1-Year CMT |
| Max Rate | 8.05% |
The 2025 property tax bill for 124 Mallory Ln was $3,194.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,600 (-) | $358,600 (-) | |
| 2025 | $3,194.00 | $358,600 | $358,600 |
| 2023 | $2,410.00 (+19.48%) | $265,900 (+14.37%) Land $45,000 Building $220,900 | $265,900 (+14.37%) Land $45,000 Building $220,900 |
| 2022 | $2,017.00 | $232,500 Land $35,000 Building $197,500 | $232,500 Land $35,000 Building $197,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Mallory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 124 Mallory Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures