127 Mallory Ln, Georgetown, KY 40324 Property Records

Scott County property record for 127 Mallory Ln, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,113 sqft · built 2004
Lot Size0.255 acres (11,147 sqft)
Owner2 Individual Names on Record
Last Sale$326,750 (May 2021)
Tax Bill$3,231 (2025)
Deeds & MortgagesMay 2021 Sale
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN140-40-315.000

Property Details

APN / Parcel Number

Primary APN140-40-315.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,113 sqft Living Area
1st Floor Area1,068 sqft
Basement Area2,113 sqft
Unfinished Basement2,113 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area11,147 sqft (0.255 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address127 MALLORY LN
CityGEORGETOWN
StateKY
Zip40324-1282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAYNES CROSSING
Legal SubdivisionPAYNES CROSSING
Legal Lot Number177
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2001
Census Tract40203

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address127 MALLORY LN, GEORGETOWN, KY 40324-1282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed, Transfer
May 4, 2021Deed, Transfer · Conventional Mortgage
CENTRAL BANK & TRUST CO
Sep 13, 2018Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2021 · Amount on Record
Deed SaleMay 4, 2021 · Amount on Record
Prior SaleMay 4, 2021 · Amount on Record
Deed Document Number2021435012
Deed Book / Page423 / 634
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 4, 2021
Property Address127 MALLORY LN, GEORGETOWN, KY 40324-1282
Document NumberD423/634
Book / PageD423 / 634
Map ReferenceCAB 8 SL 171
Instrument DateApr 30, 2021
Instrument435012
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

AmountAmount Recorded
Tax$327.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1625 STATE ROUTE 10, 1625, MORRIS PLAINS, NJ 07950-2905

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 MALLORY LN, GEORGETOWN, KY 40324-1282

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 4, 2021
Property Address127 MALLORY LN, GEORGETOWN, KY 40324-1282
Document NumberD423/631
Book / PageD423 / 631
Map ReferenceCAB 8 SL 171
Instrument DateApr 3, 2021
Instrument435011
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address127 MALLORY LN, 127, GEORGETOWN, KY 40324-1282

Transferred To (Grantee/Buyer)

NameVerified Name
Address1625 STATE ROUTE 10, MORRIS PLAINS, NJ 07950-2905

Mortgage

Document Number0M1603/343
DateMay 4, 2021
Book PageM1603/343
Instrument435013
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateSep 13, 2018
Property Address127 MALLORY LN, GEORGETOWN, KY 40324-1282
Document NumberD400/280
Book / PageD400 / 280
Map ReferenceCAB8 SL171
Instrument DateSep 11, 2018
Instrument391976
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 WATER MARQ PATH APT 1083, 116, GEORGETOWN, KY 40324-8370

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 MALLORY LN, GEORGETOWN, KY 40324-1282

Mortgage

Document Number391977
DateSep 13, 2018
Instrument391977
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$362,800 (-)$362,800 (-)
2025$3,231.00 (+6.74%)$362,800 (+8.66%)$362,800 (+8.66%)
2023$3,027.00 (+6.81%)$333,900 (+2.19%) Land $45,000 Building $288,900$333,900 (+2.19%) Land $45,000 Building $288,900
2022$2,834.00$326,750 Land $35,000 Building $291,750$326,750 Land $35,000 Building $291,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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