128 Laurel Ln, Guyton, GA 31312 Property Records

Effingham County property record for 128 Laurel Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,286 sqft · built 2015
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2015)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0374C-022-000`

Property Details

APN / Parcel Number

Primary APN	`0374C-022-000`
Alternative APNs	`0374C022` `9513`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,286 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	13,504 sqft (0.31 acres)
Garage Area	704 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9513
Street Address	128 LAUREL LN
City	GUYTON
State	GA
Zip	31312-5988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.31 AC LOT 22 OUT 374-41
Legal Subdivision	LAUREL MILL
Legal Lot Number	22
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1002
Census Tract	30404

Owner

Source: Effingham County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 LAUREL LN, GUYTON, GA 31312-5988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit HOMEOWNERSHIP CENTER
Feb 13, 2023	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2015 · Amount on Record
Deed Sale	Nov 6, 2015 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	20152837
Deed Book / Page	2319 / 787
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 14, 2026
Property Address	128 LAUREL LN, GUYTON, GA 31312-5988
Document Number	0000000081
Book / Page	3069 / 414
Instrument Date	Aug 31, 2026
Instrument	202681
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAUREL LN, GUYTON, GA 31312-5988

Mortgage

Document Number	0000000081,
Date	Sep 14, 2026
Book Page	3069/414
Instrument	202681

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	128 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 LAUREL LN, GUYTON, GA 31312-5988
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002831/0000000395
Date	Feb 13, 2023
Book Page	0000002831/0000000395
Instrument	2023001065

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,109 (+2.8%) Land $22,800 Building $106,309	$322,774 (+2.8%) Land $57,000 Building $265,774
2025	$4,257.00 (+3.73%)	$125,590 (-4.41%) Land $22,800 Building $102,790	$313,976 (-4.41%) Land $57,000 Building $256,976
2024	$4,104.00 (+4.51%)	$131,386 (+2.18%) Land $22,800 Building $108,586	$328,466 (+2.18%) Land $57,000 Building $271,466
2023	$3,927.00 (+13.63%)	$128,589 (+18.64%) Land $20,800 Building $107,789	$321,473 (+18.64%) Land $52,000 Building $269,473
2022	$3,456.00	$108,388 Land $16,000 Building $92,388	$270,971 Land $40,000 Building $230,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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