127 Laurel Ln, Guyton, GA 31312 Property Records

Effingham County property record for 127 Laurel Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,632 sqft · built 2016
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$198,275 (Jan 2017)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0374C-014-000`

Property Details

APN / Parcel Number

Primary APN	`0374C-014-000`
Alternative APNs	`0374C014` `9505`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,632 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	13,939 sqft (0.32 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9505
Street Address	127 LAUREL LN
City	GUYTON
State	GA
Zip	31312-5988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.32 AC LOT 14 OUT 374-41
Legal Subdivision	LAUREL MILL
Legal Lot Number	14
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 LAUREL LN, GUYTON, GA 31312-5988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	May 9, 2016 · Amount on Record
Deed Document Number	2017209
Deed Book / Page	2387 / 793
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	127 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LAUREL LN, GUYTON, GA 31312-5988

Mortgage

Document Number	0000002874/0000000934
Date	Oct 10, 2023
Book Page	0000002874/0000000934

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	127 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002387/794
Date	Jan 30, 2017
Book Page	2387/794
Instrument	000759

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	127 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LAUREL LN, GUYTON, GA 31312-5988

Mortgage

Document Number	0000002691/0000000759
Date	May 21, 2021
Book Page	0000002691/0000000759
Instrument	006261

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,865 (+10.76%) Land $22,800 Building $117,065	$349,663 (+10.76%) Land $57,000 Building $292,663
2025	$3,007.00 (+8.56%) Homeowner's exemption	$126,277 (-10.98%) Land $22,800 Building $103,477	$315,693 (-10.98%) Land $57,000 Building $258,693
2024	$2,770.00 (+32.6%) Homeowner's exemption	$141,846 (+3.03%) Land $22,800 Building $119,046	$354,614 (+3.03%) Land $57,000 Building $297,614
2023	$2,089.00 (-19.25%) Homeowner's exemption	$137,669 (+18.55%) Land $20,800 Building $116,869	$344,173 (+18.55%) Land $52,000 Building $292,173
2022	$2,587.00 Homeowner's exemption	$116,123 Land $16,000 Building $100,123	$290,307 Land $40,000 Building $250,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures