123 Laurel Ln, Guyton, GA 31312 Property Records

Effingham County property record for 123 Laurel Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,360 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$189,675 (May 2017)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0374C-012-000`

Property Details

APN / Parcel Number

Primary APN	`0374C-012-000`
Alternative APNs	`0374C012` `9503`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Patio
Porch Area	84 sqft
Patio Area	144 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9503
Street Address	123 LAUREL LN
City	GUYTON
State	GA
Zip	31312-5988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 12 (OUT 374-41)
Legal Subdivision	LAUREL MILL
Legal Lot Number	12
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

123 Laurel Ln is owned and occupied by two individuals who bought it in May 2017.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 LAUREL LN, GUYTON, GA 31312-5988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK
Jan 13, 2017	Deed of Trust, Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on File
Deed Sale	May 11, 2017 · Amount on File
Prior Sale	Nov 17, 2016 · Amount on File
Deed Document Number	20171263
Deed Book / Page	2409 / 319
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	123 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002409/320
Date	Jun 5, 2017
Book Page	2409/320
Instrument	005015

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	123 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002385/310
Date	Jan 13, 2017
Book Page	2385/310
Instrument	000316

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 123 Laurel Ln was $4,547, up 2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,317 (+1.5%) Land $22,800 Building $114,517	$343,292 (+1.5%) Land $57,000 Building $286,292
2025	$4,547.00 (+2.04%)	$135,285 (-6.09%) Land $22,800 Building $112,485	$338,212 (-6.09%) Land $57,000 Building $281,212
2024	$4,456.00 (+7.82%)	$144,057 (+2.05%) Land $22,800 Building $121,257	$360,143 (+2.05%) Land $57,000 Building $303,143
2023	$4,133.00 (+9.66%)	$141,169 (+18.22%) Land $20,800 Building $120,369	$352,922 (+18.22%) Land $52,000 Building $300,922
2022	$3,769.00	$119,414 Land $16,000 Building $103,414	$298,534 Land $40,000 Building $258,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Laurel Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Ln

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