Effingham County property record for 129 Laurel Ln, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,844 sqft · built 2013 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jul 2022) |
| Tax Bill | $4,661 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2013 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0374C-015-000 |
| Primary APN | 0374C-015-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9506 |
|---|---|
| Old Parcel Number | 0374C015 |
| Street Address | 129 LAUREL LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-5988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .56 AC LOT 15 (OUT 374-41) |
| Legal Subdivision | LAUREL MILL |
| Legal Lot Number | 15 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30404 |
Source: Effingham County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jun 21, 2013 | Deed of Trust, Mortgage · Conventional Mortgage WR STARKEY MORTGAGE LLP |
| Sep 3, 2020 | Deed of Trust, Mortgage · VA Mortgage CAPITAL CITY HOME LOANS |
| Jul 1, 2022 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS |
| Sep 3, 2020 | Warranty Deed, Transfer · VA Mortgage CAPITAL CITY HOME LOANS |
| Mar 7, 2016 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Jan 19, 2012 | Warranty Deed, Transfer · Conventional Mortgage THE COASTAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | Sep 3, 2020 · Amount on Record |
| Deed Document Number | 0002793717 |
| Deed Book / Page | 2793 / 717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 0000002706/0000000134 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 0000002706/0000000134 |
| Instrument | 008375 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002199/414 |
|---|---|
| Date | Jun 21, 2013 |
| Book Page | 2199/414 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 0000002621/0000000034 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 0000002621/0000000034 |
| Instrument | 009068 |
| Name | CAPITAL CITY HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 1, 2022 |
| Property Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 002793/717 |
| Book / Page | 2793 / 717 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 2022-001947 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 0000006718 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 006718 |
| Name | BROKER SOLUTIONS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 3, 2020 |
| Property Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 0002621/32 |
| Book / Page | 2621 / 32 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 2020-002521 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 0000002621/0000000034 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 0000002621/0000000034 |
| Instrument | 009068 |
| Name | CAPITAL CITY HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 7, 2016 |
| Property Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 002335/743 |
| Book / Page | 2335 / 743 |
| Instrument Date | Mar 7, 2016 |
| Instrument | 2016-000543 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 002335/746 |
|---|---|
| Date | Mar 15, 2016 |
| Book Page | 2335/746 |
| Instrument | 001909 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 19, 2012 |
| Property Address | 129 LAUREL LN, GUYTON, GA 31312-5988 |
| Document Number | 0002067/75 |
| Book / Page | 2067 / 75 |
| Instrument Date | Dec 29, 2011 |
| Instrument | 2012-000101 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7370 HODGSON MEMORIAL DR STE D10, D10, SAVANNAH, GA 31406-2541 |
| Investor | Possibly a Property Investor |
| Document Number | 002067/077 |
|---|---|
| Date | Jan 17, 2012 |
| Book Page | 2067/077 |
| Name | THE COASTAL BANK |
|---|---|
| Type | Bank |
| Address | SAVANNAH, GA 31401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 10, 2013 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,661.00 (+8.34%) | $139,977 (+0.69%) Land $22,800 Building $117,177 | $349,943 (+0.69%) Land $57,000 Building $292,943 |
| 2024 | $4,302.00 (+24.62%) | $139,013 (+20.14%) Land $22,800 Building $116,213 | $347,533 (+20.14%) Land $57,000 Building $290,533 |
| 2023 | $3,452.00 (+9.9%) | $115,706 (+18.78%) Land $20,800 Building $94,906 | $289,264 (+18.78%) Land $52,000 Building $237,264 |
| 2022 | $3,141.00 | $97,414 Land $16,000 Building $81,414 | $243,534 Land $40,000 Building $203,534 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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