Kane County property record for 128 James St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 2,145 sqft · built 1903 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $190,000 (Oct 2025) |
| Tax Bill | $10,053 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-478-001 |
| Primary APN | 12-03-478-001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,145 sqft Gross Area |
| Basement Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Cooling System | Central |
|---|
| Street Address | 128 JAMES ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2242 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | GENEVA -ORIGINAL TOWN- NLY 60 FT OF LOT 5 BLK 55 |
| Legal Subdivision | GENEVA |
| Legal Block | 55 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 852608 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 128 JAMES ST, GENEVA, IL 60134-2242 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK OF GENEVA |
| Oct 17, 2025 | Warranty Deed, Transfer · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUS |
| Jun 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Aug 9, 1995 · Amount on Record |
| Deed Document Number | 202540781 |
| Prior Transfer Date | Jun 3, 2022 |
| Prior Transfer Doc | 0000031018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 128 JAMES ST, GENEVA, IL 60134-2242 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000013471 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024K013471 |
| Name | THE STATE BANK OF GENEVA |
|---|---|
| Type | Bank |
| Address | GENEVA, IL 60134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Apr 22, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 17, 2025 |
| Property Address | 128 JAMES ST, GENEVA, IL 60134-2242 |
| Document Number | 0000040781 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025K040781 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 JAMES ST, GENEVA, IL 60134-2242 |
| Document Number | 0000040782 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025K040782 |
| Name | THE AMERICAN COMMERCIAL BANK & TRUS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 14, 2022 |
| Property Address | 128 JAMES ST, GENEVA, IL 60134-2242 |
| Document Number | 0000031018 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022K031018 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5315 8TH STREET CT W, BRADENTON, FL 34207-3302 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,053.00 (+4.58%) | $130,871 (+8.5%) Land $44,597 Building $86,274 | $392,770 (+8.5%) Land $133,845 Building $258,926 |
| 2024 | $9,613.00 (+8.57%) | $120,618 (+18.38%) Land $41,103 Building $79,515 | $361,999 (+18.43%) Land $123,358 Building $238,640 |
| 2022 | $8,854.00 (+2.04%) | $101,888 (+3.86%) Land $34,720 Building $67,168 | $305,664 (+3.86%) Land $104,160 Building $201,504 |
| 2021 | $8,677.00 | $98,102 Land $33,430 Building $64,672 | $294,306 Land $100,290 Building $194,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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