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22 James St, Geneva, IL 60134 Property Records

Kane County property record for 22 James St, Geneva, IL 60134

Property Summary

Property TypeCommercial
Details3,216 sqft · built 1900
Lot Size0.241 acres (10,500 sqft)
Owner2 Company Names on Record
Last Sale$500,000 (Feb 2006)
Tax Bill$13,946 (2025)
Deeds & MortgagesJul 2020 Transfer
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-03-479-002

Property Details

APN / Parcel Number

Primary APN12-03-479-002

Interior

Units3 Units
Stories2 Stories
Building Area3,216 sqft Gross Area
Basement Area992 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area10,500 sqft (0.241 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address22 JAMES ST
CityGENEVA
StateIL
Zip60134-4513
Property CategoryCommercial
Property TypeCommercial > Retail
Legal SubdivisionGENEVA
Legal Block2
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2032
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address22 JAMES ST, GENEVA, IL 60134-4513
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 12, 2019Loan Modification, Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2006 · Amount on Record
Deed SaleFeb 1, 2006 · Amount on Record
Prior SaleDec 18, 1997
Deed Document Number200612135
Last Transfer DateJun 19, 2020
Transfer Doc0000039209
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 20, 2020
Property Address22 JAMES ST, GENEVA, IL 60134-4513
Document Number0000039209
Instrument DateJun 19, 2020
Instrument39209
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address22 JAMES ST GENEVA IL 601344513, GENEVA, IL 60134-4513

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address22 JAMES ST, GENEVA, IL 60134-4513
Document Number0000006696
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22 JAMES ST GENEVA IL 601344513, GENEVA, IL 60134-4513

Mortgage

Document Number0000006696
DateFeb 5, 2020
Instrument6696
Lender
NamePNC BK
TypeBank
AddressCLARENDON HILLS, IL 60514
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,946.00 (+13.36%) Homeowner's exemption$189,544 (+8.5%) Land $78,044 Building $111,500$568,860 (+8.5%) Land $234,226 Building $334,634
2024$174,695 (+18.38%) Land $71,930 Building $102,765$524,295 (+18.43%) Land $215,876 Building $308,418
2022$12,302.00 (-2.12%) Homeowner's exemption$147,569 (+3.86%) Land $60,761 Building $86,808$442,707 (+3.86%) Land $182,283 Building $260,424
2021$12,568.00$142,085 Land $58,503 Building $83,582$426,255 Land $175,509 Building $250,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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