San Luis Obispo County property record for 128 Headwaters Rd, Templeton, CA 93465 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,483 sqft Living Area |
| Lot Size | 4,498 sqft (0.103 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2018) |
| Tax Bill | $6,485.00 (2025) |
| Primary APN | 040-214-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,483 sqft Living Area |
| 1st Floor | 1,483 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood Construction |
| Lot Area | 4,498 sqft (0.103 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 128 HEADWATERS RD |
|---|---|
| City | TEMPLETON |
| State | CA |
| Zip | 93465-5132 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 2348 LT 31 |
| Legal Subdivision | TRACT 2348 |
| Legal Tract | 2348 |
| Legal Block | 4 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ATASCADERO |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 13100 |
Source: San Luis Obispo County records · APN 040-214-031
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Dec 10, 2025 | Intrafamily Transfer, Transfer |
| Sep 08, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC |
| Jul 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CENTRAL COAST LNDG |
| Jun 14, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CENTRAL COAST LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on Record |
| Deed Sale | Jun 14, 2018 · Amount on Record |
| Prior Sale | Mar 04, 2003 · Amount on Record |
| Deed Doc Number | 201824291 |
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 0000037870 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 10, 2025 |
| Property Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Document Number | 0000037870 |
| Map Reference | MB 19 PG 80 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025037870 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Document Number | 0000026558 |
|---|---|
| Date | Sep 08, 2023 |
| Instrument | 2023026558 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Document Number | 0000068594 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020068594 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Document Number | 0000029787 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 128 HEADWATERS RD TEMPLETON CA 934655132, TEMPLETON, CA 93465-5132 |
| Document Number | 0000029787 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 29787 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 14, 2018 |
| Property Address | 128 HEADWATERS RD, TEMPLETON, CA 93465-5132 |
| Document Number | 0000024291 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 24291 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $539.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 128 HEADWATERS RD TEMPLETON CA 934655132, TEMPLETON, CA 93465-5132 |
| Document Number | 24292 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 24292 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2048 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,485.00 (+9.03%) Homeowner's exemption | $557,530 (+4.04%) Land $284,454 Building $273,076 |
| 2023 | $5,948.00 (+2.15%) Homeowner's exemption | $535,882 Land $273,409 Building $262,473 |
| 2022 | $5,823.00 |
128 Headwaters Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 32nd in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 543 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures