128 E 840 N, Santaquin, UT 84655 Property Records

Utah County property record for 128 E 840 N, Santaquin, UT 84655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 1,500 sqft · built 2022
Lot Size	0.194 acres (8,444 sqft)
Owner	2 Individual Names on File
Last Sale	$449,710 (Sep 2026)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48-547-0604`

Property Details

APN / Parcel Number

Primary APN	`48-547-0604`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	8,444 sqft (0.194 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	128 E 840 N
City	SANTAQUIN
State	UT
Zip	84655-5733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 604, PLAT G-4, THE ORCHARDS SUB AREA 0.194 AC.
Legal Subdivision	THE ORCHARDS SUB
Legal Lot Number	604
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2000
Census Tract	10505

Owner

128 E 840 N is owned and occupied by two individuals who bought it in September 2026.

Source: Utah County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 15, 2025	Affidavit of Death of Joint Tenant, Transfer HOMETAP EQUITY PARTNERS LLC
Jun 17, 2022	Intrafamily Transfer, Transfer PRO TITLE INSURANCE AGENCY LLC, PROSPECT TITLE INS AGCY LLC
Jun 17, 2022	Warranty Deed, Transfer NOT AVAILABLE, PROSPECT TITLE INSURANCE
Jun 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	Sep 15, 2025 · Amount on File
Deed Document Number	202676054
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 14, 2026
Property Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Document Number	0000076054
Instrument Date	Sep 10, 2026
Instrument	202676054
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076120,
Date	Sep 14, 2026
Instrument	202676120

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099540
Date	Sep 12, 2022
Instrument	99540:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	UTAH UT
Recording Date	Sep 15, 2025
Property Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Document Number	0000070300
Instrument Date	Sep 5, 2025
Instrument	70300:2025
Transaction Type	Transfer
Record Updated	Sep 23, 2025
Title Company	CLEAREDGE TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 E 840 N, SANTAQUIN, UT 84655-5733

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070301
Date	Sep 15, 2025
Instrument	70301:2025

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2035

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 17, 2022
Property Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Document Number	0000072089
Instrument Date	Jun 16, 2022
Instrument	72089:2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PRO TITLE INSURANCE AGENCY LLC, PROSPECT TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 E 840 N, SANTAQUIN, UT 84655-5733

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 17, 2022
Property Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Document Number	0000072086
Instrument Date	Jun 1, 2022
Instrument	72086:2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	NOT AVAILABLE, PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 E DEER MEADOW CT, WOODLAND HILLS, UT 84653-2044
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 17, 2022
Property Address	128 E 840 N, SANTAQUIN, UT 84655-5733
Document Number	0000072087
Instrument Date	Jun 1, 2022
Instrument	72087:2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 E 840 N, SANTAQUIN, UT 84655-5733

Mortgage

Document Number	0000072088
Date	Jun 17, 2022
Instrument	72088:2022

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 128 E 840 N was $2,562.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Santaquin City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,495 (-38.16%)	$520,900 (+12.43%) Land $135,000 Building $385,900
2025	$2,562.00	$463,300 Land $135,000 Building $328,300	$463,300 Land $135,000 Building $328,300
2024	$2,562.00 (+6.62%)
2023	$2,403.00 (+80.81%)	$240,075	$436,500 Land $128,500 Building $308,000
2022	$1,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 E 840 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 E 840 N is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTAQUIN CITY serves 17,532 people · EPA ID UTAH25002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber · Cable	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Intellipop Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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