Eaton County property record for 128 Division St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,534 sqft · built 1930 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,144 (Oct 2021) |
| Tax Bill | $2,729 (2025) |
| Deeds & Mortgages | Jan 2007 Second Mortgage May 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30007160104000 |
| Primary APN | 30007160104000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Basement Area | 732 sqft |
| Unfinished Basement | 732 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood Siding |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 600 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 128 DIVISION ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MFRD |
| Legal Description | COM. AT SW COR. OF LOT 4, E 50 FT. N 200 FT., W 50 FT., S 200 FT. TO BEG. BLOCK 1. NORTH ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | NORTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21301 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 DIVISION ST, 1, EATON RAPIDS, MI 48827-1016 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDYMAC BANK FSB |
| May 26, 2006 | Deed of Trust, Mortgage LAFCU |
| Oct 26, 2021 | Warranty Deed, Transfer |
| Aug 28, 2013 | Intrafamily Transfer, Transfer · Conventional Mortgage ONEWEST BANK FSB |
| Jun 27, 2007 | Land Contract, Transfer · Seller Carry-Back MICHAEL MAGOON |
| Jan 29, 2007 | Warranty Deed, Transfer INDYMAC BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Jun 27, 2007 · Amount on Record |
| Deed Book / Page | 2964 / 134 |
| Prior Transfer Date | Jul 25, 2013 |
| Prior Transfer Doc | 02482/0342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02094/1153 |
|---|---|
| Date | Jan 29, 2007 |
| Book Page | 2094/1153 |
| Name | INDYMAC BANK FSB |
|---|---|
| Type | Bank |
| Address | PASADENA, CA 91101 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02036/1258 |
|---|---|
| Date | May 26, 2006 |
| Book Page | 2036/1258 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | 106 N MARKETPLACE BLVD, LANSING, MI 48917 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Apr 29, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Oct 26, 2021 |
| Property Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Document Number | 002964/134 |
| Book / Page | 2964 / 134 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $236.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6096 S STINE RD, OLIVET, MI 49076-9471 |
| Name | Verified Name |
|---|---|
| Address | 11900 JARVIS RD, HUBBARDSTON, MI 48845-9711 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Aug 28, 2013 |
| Property Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Document Number | 02482/0342 |
| Book / Page | 2482 / 0342 |
| Map Reference | LB1 PG79 |
| Instrument Date | Jul 25, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Document Number | 0024820345 |
|---|---|
| Date | Aug 28, 2013 |
| Instrument | 2482/0345 |
| Name | ONEWEST BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2043 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jun 27, 2007 |
| Property Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Document Number | 02125/0992 |
| Book / Page | 2125 / 0992 |
| Map Reference | LB1 PG78-B |
| Instrument Date | Jun 6, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 523 W HOWE AVE, LANSING, MI 48906-3044 |
| Name | Verified Name |
|---|---|
| Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Investor | Possibly a Property Investor |
| Date | Jun 27, 2007 |
|---|
| Name | MICHAEL MAGOON |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 158 Months |
| Due | Aug 10, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jan 29, 2007 |
| Property Address | 128 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Document Number | 02094/1136 |
| Book / Page | 2094 / 1136 |
| Map Reference | LB1 PG79 |
| Instrument Date | Jan 16, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 DIVISION ST # 1, 1, EATON RAPIDS, MI 48827-1016 |
| Name | Verified Name |
|---|---|
| Address | 313 N WASHINGTON ST APT 3, 3, CHARLOTTE, MI 48813-1180 |
| Document Number | 02094/1137 |
|---|---|
| Date | Jan 29, 2007 |
| Book Page | 2094/1137 |
| Name | INDYMAC BANK FSB |
|---|---|
| Type | Bank |
| Address | PASADENA, CA 91101 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2037 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,700 (+5.89%) | $121,952 (-) Land $39,962 Building $81,990 | |
| 2025 | $2,729.00 (+0.89%) | $61,100 (-12.59%) | $121,952 (-12.77%) Land $39,962 Building $81,990 |
| 2024 | $2,705.00 (+5.38%) | ||
| 2023 | $69,900 | $139,800 | |
| 2022 | $2,567.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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