Eaton County property record for 108 Division St, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,311 sqft · built 1935 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Mar 2026) |
| Tax Bill | $1,429 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 30007160101500 |
| Primary APN | 30007160101500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,311 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Basement Area | 710 sqft |
| Unfinished Basement | 710 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Wood Siding |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 148 ft deep x 41.2 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 108 DIVISION ST |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRD |
| Legal Description | E 1/2 OF W 1/2 OF LOTS 1 & 2. BLOCK 1. NORTH ADDITION CITY OF EATON RAPIDS |
| Legal Subdivision | NORTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 21301 |
108 Division St is owned by an individual who bought it in March 2026.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12615 KRUGER LN, DEWITT, MI 48820-9331 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CU |
| Nov 24, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Deed Book / Page | 3183 / 361 |
| Prior Transfer Date | Nov 14, 2025 |
| Prior Transfer Doc | 000259/448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Mar 25, 2026 |
| Property Address | 108 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Document Number | 003183/361 |
| Book / Page | 3183 / 361 |
| Instrument Date | Mar 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | MAIN STREET LAND TITLE COMPANY, MAIN STREET ESCROW & TTL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4373 SWANLAND DR, EATON RAPIDS, MI 48827-8099 |
| Name | Verified Name |
|---|---|
| Address | 12615 KRUGER LN, DEWITT, MI 48820-9331 |
| Document Number | 0003183364 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 3183/364 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 11.2% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 16.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 16.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Nov 24, 2025 |
| Property Address | 108 DIVISION ST, EATON RAPIDS, MI 48827-1016 |
| Document Number | 003166/556 |
| Book / Page | 3166 / 556 |
| Instrument Date | Nov 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4373 SWANLAND DR, EATON RAPIDS, MI 48827-8099 |
The 2025 property tax bill for 108 Division St was $1,429, down 0.1% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Eaton Rapids City |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,800 (+6.72%) | $110,120 (-) Land $29,860 Building $80,260 | |
| 2025 | $1,429.00 (-0.07%) Homeowner's exemption | $55,100 | $110,120 Land $29,860 Building $80,260 |
| 2024 | $1,430.00 | ||
| 2023 | $44,600 | $89,200 | |
| 2022 | $1,384.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.46 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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