307 Division St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 307 Division St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 542 sqft · built 1930
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2023)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30007160303200`

Property Details

APN / Parcel Number

Primary APN	`30007160303200`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	542 sqft Living Area
1st Floor Area	542 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	69 ft deep x 43.6 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 DIVISION ST
City	EATON RAPIDS
State	MI
Zip	48827-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MFRD
Legal Description	COM ON S LINE OF DIVISION ST 186.59 FT W OF NE CORNER OF LOT 1, N 10 FT, W 43.55 FT, SLY 69 FT, E 41.73 FT, N 68.30 FT TO BEG. BLOCK 3, NORTH ADDITION, CITY OF EATON RAPIDS 1977
Legal Subdivision	NORTH ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	1
Census Block	1023
Census Tract	21301

Owner

307 Division St is owned and occupied by an individual who bought it in June 2023.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	307 DIVISION ST, EATON RAPIDS, MI 48827-1019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Jul 11, 2016 · Amount on File
Deed Book / Page	3053 / 956
Prior Transfer Date	Aug 15, 2007
Prior Transfer Doc	2135000855
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 20, 2023
Property Address	307 DIVISION ST, EATON RAPIDS, MI 48827-1019
Document Number	003053/956
Book / Page	3053 / 956
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 DIVISION ST, EATON RAPIDS, MI 48827-1019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 BAUMEY ST, WYANDOTTE, MI 48192-3034

Mortgage

Document Number	03052/1032
Date	Jun 12, 2023
Book Page	3052/1032

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 307 Division St was $1,444 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,100	$77,033 Land $18,517 Building $58,516
2025	$1,444.00
2023		$32,200	$64,400
2022	$992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 307 Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 307 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20